# 페이북/ISP vs 뱅크페이

The clearest difference is rating: 페이북/ISP at 3.6 against 뱅크페이's 1.5. 페이북/ISP also leads on update cadence (fortnightly vs every 3 months) and review sentiment (28% vs 15%). 뱅크페이's advantage is in-app purchases (none vs 1). On price, ratings volume, device support and iOS requirement there is nothing between them.

Both are free to download. 페이북/ISP sells 1 one-off in-app purchase. 뱅크페이 asks for nothing beyond the download.

페이북/ISP holds the better App Store score, 3.6 against 1.5. Both are backed by a comparable volume of ratings — 514 and 1.3K respectively. Written reviews point the same way: 28% of 페이북/ISP's written reviews are positive against 15% of 뱅크페이's.

페이북/ISP ships an update fortnightly, 뱅크페이 every 3 months. The most recent releases landed on September 29, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | 페이북/ISP | 뱅크페이 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (514 ratings)](https://appshunter.io/ios/app/isp/id369125087/reviews)** | [1.5 (1.3K ratings)](https://appshunter.io/ios/app/id398456030/reviews) |
| Number of ratings | 514 | **1.3K** |
| Positive reviews | **27.5% of reviews** | 14.5% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | — |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 488 MB | 11 MB |
| Requires iOS | 15.8 | **15.0** |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [VP Inc.](https://appshunter.io/developer/366728012) | [KFTC](https://appshunter.io/developer/370391938) |

## What reviewers say

### 페이북/ISP

[App page](https://appshunter.io/ios/app/isp/id369125087)

Manage your finances with personalized benefits, investment opportunities, and smart financial product comparisons. Customize your home screen, track card usage, and discover tailored discounts and rewards. Invest in global markets and stocks with expert picks.

**Highlights:** Personalized benefits and rewards, Investment opportunities (overseas, stocks), Financial product comparison (cards, loans, insurance), Customizable home screen, Card usage and benefit tracking, QR payment via smartwatch

**Features:** Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 안전결제 프리미엄 서비스 1년이용권 | $5.99 | one-time |

**What reviewers like**

- 👍 Convenient QR code payment
- 💡 Continuous discount events
- 🚀 Quick and easy to use

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔋 High data consumption
- 🤔 Confusing and cluttered UI
- 🔒 Lack of biometric login support
- 🙅‍♀️ Difficult for overseas users

**Reported bugs**

- Errors during payment process
- Inability to register non-Korean phone numbers
- Incompatibility with certain devices/OS versions

**Requested features**

- Support for face ID/fingerprint login
- Improved performance and stability
- More user-friendly interface design
- Better support for overseas users


### 뱅크페이

[App page](https://appshunter.io/ios/app/id398456030)

This app allows users to make payments through real-time bank transfers at mobile shopping malls and ZeroPay merchants. It leverages the financial network operated by the Korea Financial Telecommunications and Clearings Institute, along with domestic banks and securities firms, for convenient and secure mobile payments.

**Highlights:** Real-time bank transfer payments, ZeroPay QR code payments, Payment history lookup, Mobile shopping mall payments, Simple payment options

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- ⏳ Extremely slow loading and processing times
- 🤯 Confusing and complex user interface
- ❌ Inability to complete basic payment processes
- 🔒 Unnecessary and outdated authentication methods

**Reported bugs**

- App crashes when camera is turned on for QR code scanning
- App freezes or crashes during payment process
- Errors during OTP authentication
- Login issues, returning to the start screen
- Payment completion button not appearing

**Requested features**

- Support for KakaoPay and Toss
- Implement simpler payment methods like bank transfer
- Improve ARS call authentication process and reduce waiting time
- Allow use of mobile OTP
- Improve QR code scanning functionality


## Frequently asked questions

### Is 페이북/ISP free?

페이북/ISP is free to download, with in-app purchases available.

### Is 뱅크페이 free?

뱅크페이 is free to download, with no in-app purchases.

### Which has better reviews, 페이북/ISP or 뱅크페이?

페이북/ISP is rated higher. 페이북/ISP averages 3.6 out of 5 from 514 ratings, while 뱅크페이 averages 1.5 from 1.3K ratings.

### Which is updated more often, 페이북/ISP or 뱅크페이?

페이북/ISP ships an update fortnightly, and 뱅크페이 every 3 months. Most recently, 페이북/ISP was updated on September 29, 2026 and 뱅크페이 on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*