# 페이북/ISP vs IBK 카드

The clearest difference is rating: 페이북/ISP at 3.6 against IBK 카드's 1.0. 페이북/ISP also leads on ratings volume (514 vs 2). IBK 카드's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, review sentiment, update cadence and device support there is nothing between them.

Both are free to download. 페이북/ISP sells 1 one-off in-app purchase. IBK 카드 asks for nothing beyond the download.

페이북/ISP holds the better App Store score, 3.6 against 1.0. That said, the two scores are not equally well evidenced: 페이북/ISP has 514 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 28% of 페이북/ISP's written reviews are positive against 29% of IBK 카드's, so the app with the better star average is not the one people write more warmly about.

페이북/ISP ships an update fortnightly, IBK 카드 every 3 weeks. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | 페이북/ISP | IBK 카드 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (514 ratings)](https://appshunter.io/ios/app/isp/id369125087/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/ibk/id6738555765/reviews) |
| Number of ratings | **514** | 2 |
| Positive reviews | 27.5% of reviews | **29.2% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 488 MB | 125 MB |
| Requires iOS | 15.8 | **14.0** |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [VP Inc.](https://appshunter.io/developer/366728012) | [INDUSTRIAL BANK OF KOREA](https://appshunter.io/developer/347880191) |

## What reviewers say

### 페이북/ISP

[App page](https://appshunter.io/ios/app/isp/id369125087)

Manage your finances with personalized benefits, investment opportunities, and smart financial product comparisons. Customize your home screen, track card usage, and discover tailored discounts and rewards. Invest in global markets and stocks with expert picks.

**Highlights:** Personalized benefits and rewards, Investment opportunities (overseas, stocks), Financial product comparison (cards, loans, insurance), Customizable home screen, Card usage and benefit tracking, QR payment via smartwatch

**Features:** Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 안전결제 프리미엄 서비스 1년이용권 | $5.99 | one-time |

**What reviewers like**

- 👍 Convenient QR code payment
- 💡 Continuous discount events
- 🚀 Quick and easy to use

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔋 High data consumption
- 🤔 Confusing and cluttered UI
- 🔒 Lack of biometric login support
- 🙅‍♀️ Difficult for overseas users

**Reported bugs**

- Errors during payment process
- Inability to register non-Korean phone numbers
- Incompatibility with certain devices/OS versions

**Requested features**

- Support for face ID/fingerprint login
- Improved performance and stability
- More user-friendly interface design
- Better support for overseas users


### IBK 카드

[App page](https://appshunter.io/ios/app/ibk/id6738555765)

Manage your credit card accounts with ease. Track spending, view benefits, and participate in exclusive events and promotions. Offers personalized settings and a secure login experience.

**Highlights:** Secure and fast login, Card status overview, Customizable interface, Event and benefit tracking, Point accumulation and usage, Personal business card management

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 페이북/ISP free?

페이북/ISP is free to download, with in-app purchases available.

### Is IBK 카드 free?

IBK 카드 is free to download, with no in-app purchases.

### Which has better reviews, 페이북/ISP or IBK 카드?

페이북/ISP is rated higher. 페이북/ISP averages 3.6 out of 5 from 514 ratings, while IBK 카드 averages 1.0 from 2 ratings.

### Do 페이북/ISP or IBK 카드 have ads?

페이북/ISP shows ads; IBK 카드 does not.

### Which is updated more often, 페이북/ISP or IBK 카드?

페이북/ISP ships an update fortnightly, and IBK 카드 every 3 weeks. Most recently, 페이북/ISP was updated on September 24, 2026 and IBK 카드 on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*