# 페이북/ISP vs 현대카드

The clearest difference is rating: 현대카드 at 4.7 against 페이북/ISP's 3.6. 현대카드 also leads on in-app purchases (none vs 1) and ads (none vs shown). 페이북/ISP's advantage is update cadence (fortnightly vs every 6 weeks). On price, review sentiment, device support and iOS requirement there is nothing between them.

Both are free to download. 페이북/ISP sells 1 one-off in-app purchase. 현대카드 asks for nothing beyond the download.

현대카드 holds the better App Store score, 4.7 against 3.6. That said, the two scores are not equally well evidenced: 현대카드 has 3.5K ratings behind it against 514, so its average is the more settled of the two. Written reviews point the same way: 28% of 페이북/ISP's written reviews are positive against 34% of 현대카드's.

페이북/ISP ships an update fortnightly, 현대카드 every 6 weeks. The most recent releases landed on September 29, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | 페이북/ISP | 현대카드 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (514 ratings)](https://appshunter.io/ios/app/isp/id369125087/reviews) | **[4.7 (3.5K ratings)](https://appshunter.io/ios/app/id702653088/reviews)** |
| Number of ratings | 514 | **3.5K** |
| Positive reviews | 27.5% of reviews | **34.2% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 488 MB | 130 MB |
| Requires iOS | 15.8 | **15.4** |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPod, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [VP Inc.](https://appshunter.io/developer/366728012) | [HyundaiCard Co., Ltd.](https://appshunter.io/developer/362811163) |

## What reviewers say

### 페이북/ISP

[App page](https://appshunter.io/ios/app/isp/id369125087)

Manage your finances with personalized benefits, investment opportunities, and smart financial product comparisons. Customize your home screen, track card usage, and discover tailored discounts and rewards. Invest in global markets and stocks with expert picks.

**Highlights:** Personalized benefits and rewards, Investment opportunities (overseas, stocks), Financial product comparison (cards, loans, insurance), Customizable home screen, Card usage and benefit tracking, QR payment via smartwatch

**Features:** Apple Watch app

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 안전결제 프리미엄 서비스 1년이용권 | $5.99 | one-time |

**What reviewers like**

- 👍 Convenient QR code payment
- 💡 Continuous discount events
- 🚀 Quick and easy to use

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔋 High data consumption
- 🤔 Confusing and cluttered UI
- 🔒 Lack of biometric login support
- 🙅‍♀️ Difficult for overseas users

**Reported bugs**

- Errors during payment process
- Inability to register non-Korean phone numbers
- Incompatibility with certain devices/OS versions

**Requested features**

- Support for face ID/fingerprint login
- Improved performance and stability
- More user-friendly interface design
- Better support for overseas users


### 현대카드

[App page](https://appshunter.io/ios/app/id702653088)

**Features:** macOS Compatibility, Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient app usage
- 🚀 Smooth app performance
- 💳 Seamless card integration

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔒 Security issues with authentication
- 🌐 Accessibility problems for overseas users
- 📢 Excessive advertisements and pop-ups

**Reported bugs**

- Login screen freezes
- Incompatibility with newer OS versions
- Card registration failures
- Inconsistent app behavior

**Requested features**

- Improved in-app navigation
- Enhanced security features
- Better support for international users
- Customizable app settings


## Frequently asked questions

### Is 페이북/ISP free?

페이북/ISP is free to download, with in-app purchases available.

### Is 현대카드 free?

현대카드 is free to download, with no in-app purchases.

### Which has better reviews, 페이북/ISP or 현대카드?

현대카드 is rated higher. 페이북/ISP averages 3.6 out of 5 from 514 ratings, while 현대카드 averages 4.7 from 3.5K ratings.

### Do 페이북/ISP or 현대카드 have ads?

페이북/ISP shows ads; 현대카드 does not.

### Which is updated more often, 페이북/ISP or 현대카드?

페이북/ISP ships an update fortnightly, and 현대카드 every 6 weeks. Most recently, 페이북/ISP was updated on September 29, 2026 and 현대카드 on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*