# 현대카드 M몰 vs 삼성카드 다이렉트 오토

The clearest difference is review sentiment: 현대카드 M몰 at 53% against 삼성카드 다이렉트 오토's 22%. 현대카드 M몰 also leads on ratings volume (351 vs 1) and update cadence (every 2 months vs every 5 months). 삼성카드 다이렉트 오토's advantage is monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.7). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

삼성카드 다이렉트 오토 holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: 현대카드 M몰 has 351 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 53% of 현대카드 M몰's written reviews are positive against 22% of 삼성카드 다이렉트 오토's, so the app with the better star average is not the one people write more warmly about.

현대카드 M몰 ships an update every 2 months, 삼성카드 다이렉트 오토 every 5 months. The most recent releases landed on October 17, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | 현대카드 M몰 | 삼성카드 다이렉트 오토 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (351 ratings)](https://appshunter.io/ios/app/m/id369502181/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id1124348799/reviews)** |
| Number of ratings | **351** | 1 |
| Positive reviews | **53.3% of reviews** | 22.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 5 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 37 MB | 24 MB |
| Requires iOS | 15.4 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [HyundaiCard Co., Ltd.](https://appshunter.io/developer/362811163) | [Samsungcard Co., Ltd.](https://appshunter.io/developer/379577049) |

## What reviewers say

### 현대카드 M몰

[App page](https://appshunter.io/ios/app/m/id369502181)

Discover curated products and content to explore new lifestyles and find your tastes. Send gifts with message cards using points, enjoy daily special exhibitions, and access exclusive benefits for card members, including point usage and free shipping.

**Highlights:** Curated product discovery, Gift sending with message cards, Daily special exhibitions, Exclusive card member benefits, M Point usage up to 100%, Free shipping

**In-app purchases:** none


### 삼성카드 다이렉트 오토

[App page](https://appshunter.io/ios/app/id1124348799)

Plan your vehicle purchase with this app. Get loan quotes, complete financial applications, and discover event discounts all in one place. It streamlines the car buying process from start to finish.

**Highlights:** Easy installment quotes, Paperless direct review, Various event discount information, Vehicle selection, Financial application, Identity verification

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 현대카드 M몰 free?

현대카드 M몰 is free to download, with no in-app purchases.

### Is 삼성카드 다이렉트 오토 free?

삼성카드 다이렉트 오토 is free to download, with no in-app purchases.

### Which has better reviews, 현대카드 M몰 or 삼성카드 다이렉트 오토?

삼성카드 다이렉트 오토 is rated higher. 현대카드 M몰 averages 4.7 out of 5 from 351 ratings, while 삼성카드 다이렉트 오토 averages 5.0 from 1 ratings.

### Do 현대카드 M몰 or 삼성카드 다이렉트 오토 have ads?

Neither 현대카드 M몰 nor 삼성카드 다이렉트 오토 shows ads.

### Which is updated more often, 현대카드 M몰 or 삼성카드 다이렉트 오토?

현대카드 M몰 ships an update every 2 months, and 삼성카드 다이렉트 오토 every 5 months. Most recently, 현대카드 M몰 was updated on October 17, 2026 and 삼성카드 다이렉트 오토 on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*