# 台新證券「PhoneEZ」 vs Pennyworth

The clearest difference is review sentiment: Pennyworth at 92% against 台新證券「PhoneEZ」's 0%. Pennyworth also leads on rating (4.8 vs 2.4) and update cadence (weekly vs every 2 months). 台新證券「PhoneEZ」's advantage is in-app purchases (none vs 3) and ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Pennyworth sells 3 one-off in-app purchases. 台新證券「PhoneEZ」 asks for nothing beyond the download.

Pennyworth holds the better App Store score, 4.8 against 2.4. That said, the two scores are not equally well evidenced: Pennyworth has 1.3K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 0% of 台新證券「PhoneEZ」's written reviews are positive against 92% of Pennyworth's.

台新證券「PhoneEZ」 ships an update every 2 months, Pennyworth weekly. The most recent releases landed on October 24, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | 台新證券「PhoneEZ」 | Pennyworth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (8 ratings)](https://appshunter.io/ios/app/phoneez/id370135677/reviews) | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/pennyworth-expense-tracker/id954944283/reviews)** |
| Number of ratings | 8 | **1.3K** |
| Positive reviews | 0.0% of reviews | **92.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 73 MB | 67 MB |
| Requires iOS | 15 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPod, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Taishin Securities Co., Ltd.](https://appshunter.io/developer/1311077243) | [Jack Xuan](https://appshunter.io/developer/943334381) |

## What reviewers say

### 台新證券「PhoneEZ」

[App page](https://appshunter.io/ios/app/phoneez/id370135677)

This app provides real-time stock quotes and trading capabilities for mobile users. It offers a user-friendly interface for managing accounts, tracking portfolios, and accessing market data on the go. Users can also apply for certificates directly from their smartphones.

**Highlights:** Real-time stock quotes, Mobile stock trading, Account management, Portfolio tracking, Apply for certificates, Technical analysis charts, Customizable watchlists

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Pennyworth

[App page](https://appshunter.io/ios/app/pennyworth-expense-tracker/id954944283)

Manage your finances, track spending, and create budgets with this powerful personal finance app. It offers detailed reports, charts, and tools for managing assets, investments, and credit cards. Securely store and analyze your financial data with iCloud sync and customizable options.

**Highlights:** Fast, intuitive expense tracking, Multiple financial books, iCloud sync and sharing, Smart tags for analysis, Advanced reports and charts, All-in-one asset management, Stock portfolio tracking

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| cloud book - sync and share | $2.99 | one-time |
| Stock Management | $2.99 | one-time |
| remove ads | $3.99 | one-time |

**What reviewers like**

- 👍 User-friendly app
- 🚀 Simple and intuitive interface
- 💡 Helpful budgeting and expense tracking features
- 🚀 Efficient data management
- 👍 Customizable categories and reports

**What reviewers complain about**

- 🐛 Recurring transaction issues causing duplicate entries
- 🔍 Lack of search functionality
- 📤 Difficulty exporting data
- 🔒 Concerns about data security and syncing between devices

**Reported bugs**

- Inconsistent data display (e.g., showing rounded numbers instead of actual amounts)
- Inability to add account balances
- Disappearance of user data after app updates

**Requested features**

- Add custom repeat option for recurring payments
- Implement a 'Are you sure?' prompt before deleting transactions
- Improve image quality and restoration for uploaded receipts
- Introduce a 'Paid' mark for scheduled transactions
- Expand budgeting features with more granular controls


## Frequently asked questions

### Is 台新證券「PhoneEZ」 free?

台新證券「PhoneEZ」 is free to download, with no in-app purchases.

### Is Pennyworth free?

Pennyworth is free to download, with in-app purchases available.

### Which has better reviews, 台新證券「PhoneEZ」 or Pennyworth?

Pennyworth is rated higher. 台新證券「PhoneEZ」 averages 2.4 out of 5 from 8 ratings, while Pennyworth averages 4.8 from 1.3K ratings.

### Do 台新證券「PhoneEZ」 or Pennyworth have ads?

Pennyworth shows ads; 台新證券「PhoneEZ」 does not.

### Which is updated more often, 台新證券「PhoneEZ」 or Pennyworth?

台新證券「PhoneEZ」 ships an update every 2 months, and Pennyworth weekly. Most recently, 台新證券「PhoneEZ」 was updated on October 24, 2026 and Pennyworth on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*