# Raiffeisen E vs BCVS TWINT

The clearest difference is rating: BCVS TWINT at 4.9 against Raiffeisen E's 4.6. BCVS TWINT also leads on review sentiment (67% vs 50%) and iOS requirement (16.0 vs 18.0). Raiffeisen E's advantage is ratings volume (172 vs 16). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BCVS TWINT holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: Raiffeisen E has 172 ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 50% of Raiffeisen E's written reviews are positive against 67% of BCVS TWINT's.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Raiffeisen E | BCVS TWINT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (172 ratings)](https://appshunter.io/ios/app/raiffeisen-e-banking/id371762633/reviews) | **[4.9 (16 ratings)](https://appshunter.io/ios/app/bcvs-twint/id1436310234/reviews)** |
| Number of ratings | **172** | 16 |
| Positive reviews | 50.0% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 26 MB | 58 MB |
| Requires iOS | 18.0 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Raiffeisen Schweiz Genossenschaft](https://appshunter.io/developer/371762636) | [Banque Cantonale du Valais](https://appshunter.io/developer/980526019) |

## What reviewers say

### Raiffeisen E

[App page](https://appshunter.io/ios/app/raiffeisen-e-banking/id371762633)

Manage your finances on the go with this mobile banking application. Check your account balance, execute stock trades, and scan and pay bills directly from your smartphone or tablet. Access all your e-banking functions anytime, anywhere.

**Highlights:** Check account balance, Execute stock trades, Scan and pay bills, Access e-banking functions, Mobile banking on smartphone/tablet

**In-app purchases:** none


### BCVS TWINT

[App page](https://appshunter.io/ios/app/bcvs-twint/id1436310234)

Send and receive money instantly from your bank account. Securely pay in stores, online, or at machines using your smartphone. Offers discounts and loyalty cards.

**Highlights:** Send and receive money in real-time, Secure in-store and online payments, Pay at vending machines, Purchase digital vouchers, Access loyalty and discount cards, Direct link to BCVS bank account

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Raiffeisen E free?

Raiffeisen E is free to download, with no in-app purchases.

### Is BCVS TWINT free?

BCVS TWINT is free to download, with no in-app purchases.

### Which has better reviews, Raiffeisen E or BCVS TWINT?

BCVS TWINT is rated higher. Raiffeisen E averages 4.6 out of 5 from 172 ratings, while BCVS TWINT averages 4.9 from 16 ratings.

### Do Raiffeisen E or BCVS TWINT have ads?

Neither Raiffeisen E nor BCVS TWINT shows ads.

### Which is updated more often, Raiffeisen E or BCVS TWINT?

Raiffeisen E ships an update every 3 months, and BCVS TWINT every 3 months. Most recently, Raiffeisen E was updated on October 23, 2026 and BCVS TWINT on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*