# 随手记 vs MoneyTrack

The clearest difference is ads: MoneyTrack at none against 随手记's shown. MoneyTrack also leads on review sentiment (96% vs 81%). 随手记's advantage is ratings volume (4.2K vs 427). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. 随手记 sells 10 in-app purchases, starting at $1.99 per month and MoneyTrack sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for 随手记 against 4.9 for MoneyTrack. That said, the two scores are not equally well evidenced: 随手记 has 4.2K ratings behind it against 427, so its average is the more settled of the two. Written reviews are what separate them: 81% of 随手记's written reviews are positive against 96% of MoneyTrack's.

Both ship on a similar rhythm, roughly fortnightly. Both last shipped on November 6, 2026.

## The numbers

| Metric | 随手记 | MoneyTrack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (4.2K ratings)](https://appshunter.io/ios/app/id372353614/reviews) | **[4.9 (427 ratings)](https://appshunter.io/ios/app/moneytrack-expense-tracker/id1473785373/reviews)** |
| Number of ratings | **4.2K** | 427 |
| Positive reviews | 80.8% of reviews | **96.1% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free with in-app purchases | Freemium |
| Size | 267 MB | 75 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPod, Apple Watch | **iPhone, iPad, iPod, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Shenzhen Mingshu Information Co., Ltd.](https://appshunter.io/developer/1248803672) | [昱春 唐](https://appshunter.io/developer/1454984065) |

## What reviewers say

### 随手记

[App page](https://appshunter.io/ios/app/id372353614)

Effortlessly track personal, family, or business expenses with extensive templates. Features AI-powered voice and image recognition for quick entry, detailed financial insights, and collaborative accounting tools. Secure cloud sync ensures your data is always accessible and safe.

**Highlights:** AI-powered voice and image recognition for quick expense entry, Extensive library of accounting templates for various life stages and businesses, Multi-user collaboration with role-based permissions, Detailed financial reports and visual data analysis, Secure cloud storage with multi-device synchronization, Budgeting and asset-liability management tools

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 基础会员-连续包月 | $1.99 | per month |
| 香蕉贝月卡-连续包月 | $3.99 | per month |
| 香蕉贝月卡-连续包季 | $9.99 | per 3 months |
| 6香蕉贝 | $0.99 | one-time |
| 免广告会员十二个月 | $1.99 | one-time |
| 基础会员1个月（活动） | $1.99 | one-time |
| 基础会员-1个月 | $2.99 | one-time |
| 30香蕉贝 | $3.99 | one-time |
| 基础会员2年（活动） | $24.99 | one-time |
| 基础会员2年（活动） | $29.99 | one-time |

**What reviewers like**

- 👍 Very convenient
- 🚀 Easy to use
- 💰 Helps with budgeting and finance management
- 🔒 Secure data storage
- 🌟 Great app overall

**What reviewers complain about**

- 🐛 Sync issues and data loss
- 📈 Confusing UI changes after updates
- 💸 Aggressive monetization with ads and paywalls
- 🔍 Difficult to find certain features
- 🤖 Automatic app redirects and forced upgrades

**Reported bugs**

- Incorrect account balance calculations
- Frequent app crashes and freezes
- Sync failures leading to data loss
- Compatibility issues with newer devices
- Unreliable push notifications

**Requested features**

- Add multi-currency support
- Improve data export and backup options
- Provide more detailed analytics and reporting
- Simplify the user interface
- Reduce intrusive ads and forced upgrades


### MoneyTrack

[App page](https://appshunter.io/ios/app/moneytrack-expense-tracker/id1473785373)

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

**Highlights:** Ad-free experience, AI auto-tracking and categorization, Cross-platform sync (iOS, Android, Desktop), Budget control and monitoring, Asset and debt management, Shared ledgers for household finances, Multi-currency support

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | one-time |
| Annual | $6.00 | one-time |
| Lifetime | $19.95 | one-time |
| Lifetime | $19.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Fast and responsive
- 💎 No ads, clean interface
- 💯 Comprehensive features
- 🤑 Good value for money

**What reviewers complain about**

- 🐛 Occasional sync issues
- ⚠️ Limited multi-currency support
- 🕰️ Lack of advanced reporting

**Reported bugs**

- Unable to input numbers in notes
- App crashes on high refresh rate devices

**Requested features**

- Add multi-currency support
- Improve data export options
- Integrate with banking apps
- Introduce budgeting features


## Frequently asked questions

### Is 随手记 free?

随手记 is free to download, with in-app purchases available.

### Is MoneyTrack free?

MoneyTrack is free to download, with in-app purchases available.

### Which has better reviews, 随手记 or MoneyTrack?

MoneyTrack is rated higher. 随手记 averages 4.8 out of 5 from 4.2K ratings, while MoneyTrack averages 4.9 from 427 ratings.

### Do 随手记 or MoneyTrack have ads?

随手记 shows ads; MoneyTrack does not.

### Which is updated more often, 随手记 or MoneyTrack?

随手记 ships an update fortnightly, and MoneyTrack fortnightly. Most recently, 随手记 was updated on November 6, 2026 and MoneyTrack on November 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*