# 随手记 vs 财务专家

The clearest difference is ads: 财务专家 at none against 随手记's shown. 财务专家 also leads on review sentiment (92% vs 81%). 随手记's advantage is update cadence (fortnightly vs every 6 weeks). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. 随手记 sells 36 in-app purchases, starting at $1.99 per month and 财务专家 sells 8 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

随手记 ships an update fortnightly, 财务专家 every 6 weeks. The most recent releases landed on September 23, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | 随手记 | 财务专家 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.2K ratings)](https://appshunter.io/ios/app/id372353614/reviews)** | — |
| Number of ratings | **4.2K** | — |
| Positive reviews | 80.7% of reviews | **91.7% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 295 MB | 82 MB |
| Requires iOS | **14.0** | 15.5 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Shenzhen Mingshu Information Co., Ltd.](https://appshunter.io/developer/1248803672) | [娄底市亿腾网络科技有限公司](https://appshunter.io/developer/1500537488) |

## What reviewers say

### 随手记

[App page](https://appshunter.io/ios/app/id372353614)

This app offers a comprehensive solution for personal, family, and business accounting. It features AI-powered voice and image recognition for quick entry, detailed financial reports, and collaborative features for shared accounts. Numerous templates cater to various life stages and professions.

**Highlights:** AI voice and image recognition for quick accounting, Customizable accounting keyboard, Homepage financial reports and data cards, Multi-user collaboration with role management, Cloud storage with multi-device synchronization, Bill recovery and error correction, Extensive ledger templates for various needs

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (36)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 基础会员-连续包月 | $1.99 | per month |
| 香蕉贝月卡-连续包月 | $3.99 | per month |
| 香蕉贝月卡-连续包季 | $9.99 | per 3 months |
| 香蕉贝月卡-连续包年 | $39.99 | per year |
| 6随手贝 | $0.99 | one-time |
| 6香蕉贝 | $0.99 | one-time |
| 1香蕉贝 | $0.99 | one-time |
| 免广告会员三个月 | $0.99 | one-time |
| 免广告会员一个月 | $0.99 | one-time |
| 14香蕉贝 | $1.99 | one-time |
| 同步账本高级功能 | $1.99 | one-time |
| 免广告会员十二个月 | $1.99 | one-time |
| 免广告会员十二个月15元 | $1.99 | one-time |
| 基础会员-1个月 | $2.99 | one-time |
| 账本高级功能月套餐 | $2.99 | one-time |
| 30香蕉贝 | $3.99 | one-time |
| 专业会员·5人版-1个月 | $5.99 | one-time |
| 基础会员-3个月 | $6.99 | one-time |
| 68香蕉贝 | $9.99 | one-time |
| 香蕉贝月卡-3个月 | $9.99 | one-time |
| 102香蕉贝 | $14.99 | one-time |
| 基础会员12个月（活动） | $14.99 | one-time |
| 5G云盘空间 | $14.99 | one-time |
| 同步账本高级功能年套餐 | $14.99 | one-time |
| 用户高级功能年套餐 | $14.99 | one-time |
| 基础会员12个月（活动） | $17.99 | one-time |
| 128香蕉贝 | $19.99 | one-time |
| 基础会员-12个月 | $19.99 | one-time |
| 基础会员2年（活动） | $24.99 | one-time |
| 商家高级功能年套餐 | $29.99 | one-time |
| 基础会员2年（活动） | $29.99 | one-time |
| 30G云盘空间 | $29.99 | one-time |
| 香蕉贝月卡-12个月 | $39.99 | one-time |
| 专业会员·5人版-12个月（活动） | $49.99 | one-time |
| 328香蕉贝 | $49.99 | one-time |
| 专业会员·5人版-12个月 | $59.99 | one-time |

**What reviewers like**

- 👍 Very convenient
- 🚀 Easy to use
- 💰 Helps with budgeting and finance management
- 🔒 Secure data storage
- 🌟 Great app overall

**What reviewers complain about**

- 🐛 Sync issues and data loss
- 📈 Confusing UI changes after updates
- 💸 Aggressive monetization with ads and paywalls
- 🔍 Difficult to find certain features
- 🤖 Automatic app redirects and forced upgrades

**Reported bugs**

- Incorrect account balance calculations
- Frequent app crashes and freezes
- Sync failures leading to data loss
- Compatibility issues with newer devices
- Unreliable push notifications

**Requested features**

- Add multi-currency support
- Improve data export and backup options
- Provide more detailed analytics and reporting
- Simplify the user interface
- Reduce intrusive ads and forced upgrades


### 财务专家

[App page](https://appshunter.io/ios/app/id1500537489)

This app simplifies business accounting for entrepreneurs and employees without requiring professional accounting knowledge. It offers features for tracking income, expenses, receivables, payables, and managing reimbursements and assets. The platform supports multiple users with different permission levels for transparent financial management.

**Highlights:** Income and expense tracking, Receivables and payables management, Periodic bill reminders, Expense reimbursement processing, Employee and asset management, Multi-user access with permissions, Financial reporting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 小微版一年会员 | $49.99 | one-time |
| 小微版三年会员 | $89.99 | one-time |
| 标准版一年会员 | $89.99 | one-time |
| 标准版三年会员 | $179.99 | one-time |
| 旗舰版一年会员 | $179.99 | one-time |
| 工厂版一年会员 | $349.99 | one-time |
| 旗舰版三年会员 | $399.99 | one-time |
| 工厂版三年会员 | $599.99 | one-time |


## Frequently asked questions

### Is 随手记 free?

随手记 is free to download, with in-app purchases available.

### Is 财务专家 free?

财务专家 is free to download, with in-app purchases available.

### Do 随手记 or 财务专家 have ads?

随手记 shows ads; 财务专家 does not.

### Which is updated more often, 随手记 or 财务专家?

随手记 ships an update fortnightly, and 财务专家 every 6 weeks. Most recently, 随手记 was updated on September 23, 2026 and 财务专家 on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*