# 随手记 vs 挖财记账

The clearest difference is review sentiment: 随手记 at 81% against 挖财记账's 59%. 随手记 also leads on ratings volume (4.2K vs 249) and rating (4.8 vs 4.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. 随手记 sells 36 in-app purchases, starting at $1.99 per month and 挖财记账 sells 20 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

随手记 holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: 随手记 has 4.2K ratings behind it against 249, so its average is the more settled of the two. Written reviews point the same way: 81% of 随手记's written reviews are positive against 59% of 挖财记账's.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | 随手记 | 挖财记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.2K ratings)](https://appshunter.io/ios/app/id372353614/reviews)** | [4.6 (249 ratings)](https://appshunter.io/ios/app/ai/id1544045905/reviews) |
| Number of ratings | **4.2K** | 249 |
| Positive reviews | **80.7% of reviews** | 58.9% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free with in-app purchases | Freemium |
| Size | 295 MB | 158 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [Shenzhen Mingshu Information Co., Ltd.](https://appshunter.io/developer/1248803672) | [Hangzhou Yuancai Technology Co.,Ltd.](https://appshunter.io/developer/1716886102) |

## What reviewers say

### 随手记

[App page](https://appshunter.io/ios/app/id372353614)

This app offers a comprehensive solution for personal, family, and business accounting. It features AI-powered voice and image recognition for quick entry, detailed financial reports, and collaborative features for shared accounts. Numerous templates cater to various life stages and professions.

**Highlights:** AI voice and image recognition for quick accounting, Customizable accounting keyboard, Homepage financial reports and data cards, Multi-user collaboration with role management, Cloud storage with multi-device synchronization, Bill recovery and error correction, Extensive ledger templates for various needs

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (36)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 基础会员-连续包月 | $1.99 | per month |
| 香蕉贝月卡-连续包月 | $3.99 | per month |
| 香蕉贝月卡-连续包季 | $9.99 | per 3 months |
| 香蕉贝月卡-连续包年 | $39.99 | per year |
| 6随手贝 | $0.99 | one-time |
| 6香蕉贝 | $0.99 | one-time |
| 1香蕉贝 | $0.99 | one-time |
| 免广告会员三个月 | $0.99 | one-time |
| 免广告会员一个月 | $0.99 | one-time |
| 14香蕉贝 | $1.99 | one-time |
| 同步账本高级功能 | $1.99 | one-time |
| 免广告会员十二个月 | $1.99 | one-time |
| 免广告会员十二个月15元 | $1.99 | one-time |
| 基础会员-1个月 | $2.99 | one-time |
| 账本高级功能月套餐 | $2.99 | one-time |
| 30香蕉贝 | $3.99 | one-time |
| 专业会员·5人版-1个月 | $5.99 | one-time |
| 基础会员-3个月 | $6.99 | one-time |
| 68香蕉贝 | $9.99 | one-time |
| 香蕉贝月卡-3个月 | $9.99 | one-time |
| 102香蕉贝 | $14.99 | one-time |
| 基础会员12个月（活动） | $14.99 | one-time |
| 5G云盘空间 | $14.99 | one-time |
| 同步账本高级功能年套餐 | $14.99 | one-time |
| 用户高级功能年套餐 | $14.99 | one-time |
| 基础会员12个月（活动） | $17.99 | one-time |
| 128香蕉贝 | $19.99 | one-time |
| 基础会员-12个月 | $19.99 | one-time |
| 基础会员2年（活动） | $24.99 | one-time |
| 商家高级功能年套餐 | $29.99 | one-time |
| 基础会员2年（活动） | $29.99 | one-time |
| 30G云盘空间 | $29.99 | one-time |
| 香蕉贝月卡-12个月 | $39.99 | one-time |
| 专业会员·5人版-12个月（活动） | $49.99 | one-time |
| 328香蕉贝 | $49.99 | one-time |
| 专业会员·5人版-12个月 | $59.99 | one-time |

**What reviewers like**

- 👍 Very convenient
- 🚀 Easy to use
- 💰 Helps with budgeting and finance management
- 🔒 Secure data storage
- 🌟 Great app overall

**What reviewers complain about**

- 🐛 Sync issues and data loss
- 📈 Confusing UI changes after updates
- 💸 Aggressive monetization with ads and paywalls
- 🔍 Difficult to find certain features
- 🤖 Automatic app redirects and forced upgrades

**Reported bugs**

- Incorrect account balance calculations
- Frequent app crashes and freezes
- Sync failures leading to data loss
- Compatibility issues with newer devices
- Unreliable push notifications

**Requested features**

- Add multi-currency support
- Improve data export and backup options
- Provide more detailed analytics and reporting
- Simplify the user interface
- Reduce intrusive ads and forced upgrades


### 挖财记账

[App page](https://appshunter.io/ios/app/ai/id1544045905)

Effortlessly manage your finances with AI-powered expense tracking. Import transactions from various sources, set budgets, and gain clear insights into your spending habits. Optimize savings and achieve your financial goals.

**Highlights:** AI intelligent expense tracking, Automatic import from WeChat, Alipay, banks, Voice and screen recognition for quick entry, Multi-user shared ledgers, Comprehensive financial reports, Budget and savings goal setting, Asset and debt management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (20)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 标准会员连续包月 | $0.99 | per month |
| 超级会员连续包月 | $1.99 | per month |
| 标准VIP连续包月 | $1.99 | per month |
| 超级VIP连续包月 | $3.99 | per month |
| 标准会员连续包年 | $6.99 | per year |
| 连续包年 | $7.99 | per year |
| 超级会员连续包年 | $14.99 | per year |
| 超级会员连续包年 | $14.99 | per year |
| 连续包年 | $17.99 | per year |
| 标准月会员 | $1.99 | one-time |
| 免广告年会员 | $1.99 | one-time |
| 18元会员 | $2.99 | one-time |
| 基础永久会员 | $3.99 | one-time |
| 超级月会员 | $4.99 | one-time |
| 48元会员 | $6.99 | one-time |
| 标准两年会员 | $9.99 | one-time |
| 标准会员Plus | $9.99 | one-time |
| 基础永久会员 | $9.99 | one-time |
| 超级两年会员 | $24.99 | one-time |
| 超级会员Plus | $24.99 | one-time |

**What reviewers like**

- 👍 Long-term user loyalty (10+ years)
- 👍 Comprehensive features
- 👍 Good for habit building
- 👍 Data migration from other apps
- 👍 Useful for tracking expenses

**What reviewers complain about**

- 🐛 Frequent performance issues (lag, slow)
- 🐛 Data loss/disappearance
- 🐛 Inconsistent calculation errors
- 🐛 Frequent crashes and freezes
- 🐛 UI/UX degradation after updates

**Reported bugs**

- Data disappearing or showing as blank
- App crashing on startup
- Slow loading times and lag
- Inaccurate calculations for totals and sums
- Automatic ad clicks and redirects

**Requested features**

- Adapt dark mode
- Add clear cache function
- Restore 'missed payment' option
- Improve UI/UX to be more like '圈子账本'
- Add tagging for sub-categorization


## Frequently asked questions

### Is 随手记 free?

随手记 is free to download, with in-app purchases available.

### Is 挖财记账 free?

挖财记账 is free to download, with in-app purchases available.

### Which has better reviews, 随手记 or 挖财记账?

随手记 is rated higher. 随手记 averages 4.8 out of 5 from 4.2K ratings, while 挖财记账 averages 4.6 from 249 ratings.

### Do 随手记 or 挖财记账 have ads?

Both 随手记 and 挖财记账 show ads.

### Which is updated more often, 随手记 or 挖财记账?

随手记 ships an update fortnightly, and 挖财记账 fortnightly. Most recently, 随手记 was updated on September 23, 2026 and 挖财记账 on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*