# 随手记 vs 极简记账

The clearest difference is ads: 极简记账 at none against 随手记's shown. 随手记's advantage is ratings volume (4.2K vs 5) and rating (4.8 vs 4.6). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. 随手记 sells 36 in-app purchases, starting at $1.99 per month and 极简记账 sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

随手记 holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: 随手记 has 4.2K ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 81% of 随手记's written reviews are positive against 84% of 极简记账's, so the app with the better star average is not the one people write more warmly about.

随手记 ships an update fortnightly, 极简记账 every 2 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | 随手记 | 极简记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.2K ratings)](https://appshunter.io/ios/app/id372353614/reviews)** | [4.6 (5 ratings)](https://appshunter.io/ios/app/and-and/id6504852125/reviews) |
| Number of ratings | **4.2K** | 5 |
| Positive reviews | 80.8% of reviews | **84.2% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 267 MB | 47 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Shenzhen Mingshu Information Co., Ltd.](https://appshunter.io/developer/1248803672) | [ShenZhen LuDeQingYun Infomation Technology Co., Ltd](https://appshunter.io/developer/1140406166) |

## What reviewers say

### 随手记

[App page](https://appshunter.io/ios/app/id372353614)

This app offers a comprehensive solution for personal, family, and business accounting. It features AI-powered voice and image recognition for quick entry, detailed financial reports, and collaborative features for shared accounts. Numerous templates cater to various life stages and professions.

**Highlights:** AI voice and image recognition for quick accounting, Customizable accounting keyboard, Homepage financial reports and data cards, Multi-user collaboration with role management, Cloud storage with multi-device synchronization, Bill recovery and error correction, Extensive ledger templates for various needs

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (36)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 基础会员-连续包月 | $1.99 | per month |
| 香蕉贝月卡-连续包月 | $3.99 | per month |
| 香蕉贝月卡-连续包季 | $9.99 | per 3 months |
| 香蕉贝月卡-连续包年 | $39.99 | per year |
| 6随手贝 | $0.99 | one-time |
| 6香蕉贝 | $0.99 | one-time |
| 1香蕉贝 | $0.99 | one-time |
| 免广告会员三个月 | $0.99 | one-time |
| 免广告会员一个月 | $0.99 | one-time |
| 14香蕉贝 | $1.99 | one-time |
| 同步账本高级功能 | $1.99 | one-time |
| 免广告会员十二个月 | $1.99 | one-time |
| 免广告会员十二个月15元 | $1.99 | one-time |
| 基础会员-1个月 | $2.99 | one-time |
| 账本高级功能月套餐 | $2.99 | one-time |
| 30香蕉贝 | $3.99 | one-time |
| 专业会员·5人版-1个月 | $5.99 | one-time |
| 基础会员-3个月 | $6.99 | one-time |
| 68香蕉贝 | $9.99 | one-time |
| 香蕉贝月卡-3个月 | $9.99 | one-time |
| 102香蕉贝 | $14.99 | one-time |
| 基础会员12个月（活动） | $14.99 | one-time |
| 5G云盘空间 | $14.99 | one-time |
| 同步账本高级功能年套餐 | $14.99 | one-time |
| 用户高级功能年套餐 | $14.99 | one-time |
| 基础会员12个月（活动） | $17.99 | one-time |
| 128香蕉贝 | $19.99 | one-time |
| 基础会员-12个月 | $19.99 | one-time |
| 基础会员2年（活动） | $24.99 | one-time |
| 商家高级功能年套餐 | $29.99 | one-time |
| 基础会员2年（活动） | $29.99 | one-time |
| 30G云盘空间 | $29.99 | one-time |
| 香蕉贝月卡-12个月 | $39.99 | one-time |
| 专业会员·5人版-12个月（活动） | $49.99 | one-time |
| 328香蕉贝 | $49.99 | one-time |
| 专业会员·5人版-12个月 | $59.99 | one-time |

**What reviewers like**

- 👍 Very convenient
- 🚀 Easy to use
- 💰 Helps with budgeting and finance management
- 🔒 Secure data storage
- 🌟 Great app overall

**What reviewers complain about**

- 🐛 Sync issues and data loss
- 📈 Confusing UI changes after updates
- 💸 Aggressive monetization with ads and paywalls
- 🔍 Difficult to find certain features
- 🤖 Automatic app redirects and forced upgrades

**Reported bugs**

- Incorrect account balance calculations
- Frequent app crashes and freezes
- Sync failures leading to data loss
- Compatibility issues with newer devices
- Unreliable push notifications

**Requested features**

- Add multi-currency support
- Improve data export and backup options
- Provide more detailed analytics and reporting
- Simplify the user interface
- Reduce intrusive ads and forced upgrades


### 极简记账

[App page](https://appshunter.io/ios/app/and-and/id6504852125)

This app simplifies expense tracking with automatic and quick manual entry options. It offers clear charts, customizable budgets, and secure data backup. Manage various accounts and export your financial data with ease.

**Highlights:** Automatic expense tracking, Quick manual entry, Calendar view of expenses, Multiple customizable ledgers, Optional asset account tracking, Excel data export, Rich financial charts, Category budgeting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 极简记账半年会员 | $2.99 | one-time |
| 极简记账一年会员 | $3.99 | one-time |
| 极简记账永久会员 | $4.99 | one-time |


## Frequently asked questions

### Is 随手记 free?

随手记 is free to download, with in-app purchases available.

### Is 极简记账 free?

极简记账 is free to download, with in-app purchases available.

### Which has better reviews, 随手记 or 极简记账?

随手记 is rated higher. 随手记 averages 4.8 out of 5 from 4.2K ratings, while 极简记账 averages 4.6 from 5 ratings.

### Do 随手记 or 极简记账 have ads?

随手记 shows ads; 极简记账 does not.

### Which is updated more often, 随手记 or 极简记账?

随手记 ships an update fortnightly, and 极简记账 every 2 weeks. Most recently, 随手记 was updated on November 1, 2026 and 极简记账 on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*