# NAB Mobile Banking vs BNZ Mobile

NAB Mobile Banking and BNZ Mobile both sit at 4.8 stars, but that hides the real split: 73% of BNZ Mobile's written reviews are positive against 52% of NAB Mobile Banking's. BNZ Mobile also leads on update cadence (fortnightly vs monthly). NAB Mobile Banking's advantage is iOS requirement (16.0 vs 18.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for NAB Mobile Banking against 4.9 for BNZ Mobile. Both are backed by a comparable volume of ratings — 1.1K and 646 respectively. Written reviews are what separate them: 52% of NAB Mobile Banking's written reviews are positive against 73% of BNZ Mobile's.

NAB Mobile Banking ships an update monthly, BNZ Mobile fortnightly. Both last shipped on November 1, 2026.

## The numbers

| Metric | NAB Mobile Banking | BNZ Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.1K ratings)](https://appshunter.io/ios/app/nab-mobile-banking/id373434223/reviews) | **[4.9 (646 ratings)](https://appshunter.io/ios/app/bnz-mobile/id443045792/reviews)** |
| Number of ratings | **1.1K** | 646 |
| Positive reviews | 51.7% of reviews | **73.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 210 MB | 188 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [NAB](https://appshunter.io/developer/373434226) | [Bank of New Zealand](https://appshunter.io/developer/351271638) |

## What reviewers say

### NAB Mobile Banking

[App page](https://appshunter.io/ios/app/nab-mobile-banking/id373434223)

Manage your finances on the go with this banking app. Check balances, make secure payments, transfer funds, and deposit cheques. Easily manage lost or stolen cards and access loan tools to track spending and savings goals.

**Highlights:** Check account balances, Make secure payments, Transfer money, Deposit cheques, Manage lost/stolen cards, Track spending, Create savings goals

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient features
- 🔒 Secure banking
- 💡 Useful app updates

**What reviewers complain about**

- 🐛 Bugs and glitches
- 🔍 Lacking advanced features
- 🕰️ Slow performance
- 🔒 Security concerns

**Reported bugs**

- Frequent app crashes
- Login issues
- Unreliable quick balance widget
- Compatibility problems with new devices

**Requested features**

- Dark mode option
- Customizable widgets
- Improved transaction details
- Seamless overseas banking


### BNZ Mobile

[App page](https://appshunter.io/ios/app/bnz-mobile/id443045792)

Manage your finances conveniently on the go. Check balances, transfer funds, pay bills, and top up prepaid mobile services. Securely access your accounts with PIN, password, or biometric login.

**Highlights:** View account balances and transaction history, Transfer money between accounts, Pay bills and credit cards, Top up prepaid mobile services, Set up push notifications and alerts, Biometric login (Touch ID/Face ID)

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Amazing help
- 👍 Easy to use
- 👍 Great app
- 🔒 Excellent security service
- 👍 Professional and incredibly helpful

**What reviewers complain about**

- 🔒 Surveillance
- 🐛 Constantly logs out
- 🐛 Maintenance
- 🐛 Annoying login requirement
- 🔒 Privacy nightmare

**Reported bugs**

- App no longer opens
- Decimal entry not working
- Accounts get reordered randomly after changes
- Instant balances unavailable after logout
- Notifications not working as expected

**Requested features**

- Dynamic CVV card details in the app
- Ability to customize account order and icons
- KiwiSaver performance and returns in the app
- Ability to set up a term PIE from the app
- Notifications for app maintenance


## Frequently asked questions

### Is NAB Mobile Banking free?

NAB Mobile Banking is free to download, with no in-app purchases.

### Is BNZ Mobile free?

BNZ Mobile is free to download, with no in-app purchases.

### Which has better reviews, NAB Mobile Banking or BNZ Mobile?

BNZ Mobile is rated higher. NAB Mobile Banking averages 4.8 out of 5 from 1.1K ratings, while BNZ Mobile averages 4.9 from 646 ratings.

### Do NAB Mobile Banking or BNZ Mobile have ads?

Neither NAB Mobile Banking nor BNZ Mobile shows ads.

### Which is updated more often, NAB Mobile Banking or BNZ Mobile?

NAB Mobile Banking ships an update monthly, and BNZ Mobile fortnightly. Most recently, NAB Mobile Banking was updated on November 1, 2026 and BNZ Mobile on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*