# 随手记Pro vs 挖财记账

The clearest difference is price: 挖财记账 at Free against 随手记Pro's $0.99. 挖财记账 also leads on rating (4.6 vs 4.3). 随手记Pro's advantage is review sentiment (83% vs 58%) and chart position (#47 vs unranked). On ratings volume, update cadence, ads and in-app purchases there is nothing between them.

挖财记账 is free to download; 随手记Pro costs $0.99 up front. 随手记Pro sells 26 in-app purchases, starting at $1.99 per month and 挖财记账 sells 20 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

挖财记账 holds the better App Store score, 4.6 against 4.3. Both are backed by a comparable volume of ratings — 356 and 253 respectively. Written reviews complicate that: 83% of 随手记Pro's written reviews are positive against 58% of 挖财记账's, so the app with the better star average is not the one people write more warmly about.

随手记Pro ships an update fortnightly, 挖财记账 every 2 weeks. The most recent releases landed on October 16, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | 随手记Pro | 挖财记账 |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | [4.3 (356 ratings)](https://appshunter.io/ios/app/pro/id373454750/reviews) | **[4.6 (253 ratings)](https://appshunter.io/ios/app/ai/id1544045905/reviews)** |
| Number of ratings | **356** | 253 |
| Positive reviews | **82.9% of reviews** | 58.2% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Fortnightly** | Every 2 weeks |
| Monetization | Free with in-app purchases | Freemium |
| Best chart rank | **#47** | — |
| Size | 273 MB | 159 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [Kingdee](https://appshunter.io/developer/371962607) | [Hangzhou Yuancai Technology Co.,Ltd.](https://appshunter.io/developer/1716886102) |

## What reviewers say

### 随手记Pro

[App page](https://appshunter.io/ios/app/pro/id373454750)

**Currently charting:** #47 Top Paid · Finance (US App Store)

Effortlessly track personal, family, or business finances with a comprehensive accounting assistant. Features AI-powered input, detailed reports, and collaborative tools for clear financial oversight. Offers a wide range of templates for various life stages and professions.

**Highlights:** AI voice and image recognition for quick entry, Customizable keyboard for professional accounting, Homepage reports with charts and data cards, Multi-user collaboration with role management, Cloud sync and data recovery, Extensive ledger templates for diverse needs

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (26)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 基础会员-连续包月 | $1.99 | per month |
| 连续包月 | $3.99 | per month |
| 连续包年 | $39.99 | per year |
| 6随手贝 | $0.99 | one-time |
| 6香蕉贝 | $0.99 | one-time |
| 免广告会员三个月 | $0.99 | one-time |
| 同步账本高级功能月套餐 | $1.99 | one-time |
| 免广告会员十二个月 | $1.99 | one-time |
| 免广告会员十二个月15元 | $1.99 | one-time |
| 基础会员-1个月 | $2.99 | one-time |
| 30香蕉贝 | $3.99 | one-time |
| 通用型套餐-25元 | $3.99 | one-time |
| 专业会员·5人版-1个月 | $5.99 | one-time |
| 68香蕉贝 | $9.99 | one-time |
| 5G云盘空间 | $14.99 | one-time |
| 128香蕉贝 | $19.99 | one-time |
| 专业会员·无限版-1个月 | $19.99 | one-time |
| 30G云盘空间-活动版 | $22.99 | one-time |
| 通用型套餐-159元 | $22.99 | one-time |
| 基础会员2年（活动） | $24.99 | one-time |
| 30G云盘空间 | $29.99 | one-time |
| 基础会员2年（活动） | $29.99 | one-time |
| 233香蕉贝 | $34.99 | one-time |
| 365G云盘空间-活动版 | $49.99 | one-time |
| 通用型套餐-318元 | $49.99 | one-time |
| 328香蕉贝 | $49.99 | one-time |

**What reviewers like**

- 👍 Convenient and easy to use
- 📊 Powerful reporting and analytics
- 💰 Helpful for managing personal finances
- 🔄 Reliable data syncing across devices
- 🕰 Consistent use over many years

**What reviewers complain about**

- 🐛 Crashes and bugs, especially after iOS updates
- 📢 Excessive ads and in-app purchases
- 🤔 Confusing or unintuitive UI changes
- 🔄 Unreliable data syncing and loss of historical data
- 💲 Paid version still has limitations

**Reported bugs**

- App crashes on launch after iOS 13 update
- Unable to add or edit certain expense categories
- Syncing issues leading to incomplete data display
- Incorrect calculations and rounding errors
- Slow performance and lagging on newer devices

**Requested features**

- Add support for more bank/credit card integrations
- Improve budgeting and forecasting tools
- Introduce dark mode and customization options
- Enhance reporting and data export capabilities
- Provide better customer support and communication


### 挖财记账

[App page](https://appshunter.io/ios/app/ai/id1544045905)

Effortlessly manage your finances with AI-powered expense tracking. Import transactions from various sources, set budgets, and gain clear insights into your spending habits. Optimize savings and achieve your financial goals.

**Highlights:** AI intelligent expense tracking, Automatic import from WeChat, Alipay, banks, Voice and screen recognition for quick entry, Multi-user shared ledgers, Comprehensive financial reports, Budget and savings goal setting, Asset and debt management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (20)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 标准会员连续包月 | $0.99 | per month |
| 超级会员连续包月 | $1.99 | per month |
| 标准VIP连续包月 | $1.99 | per month |
| 超级VIP连续包月 | $3.99 | per month |
| 标准会员连续包年 | $6.99 | per year |
| 连续包年 | $7.99 | per year |
| 超级会员连续包年 | $14.99 | per year |
| 超级会员连续包年 | $14.99 | per year |
| 连续包年 | $17.99 | per year |
| 标准月会员 | $1.99 | one-time |
| 免广告年会员 | $1.99 | one-time |
| 18元会员 | $2.99 | one-time |
| 基础永久会员 | $3.99 | one-time |
| 超级月会员 | $4.99 | one-time |
| 48元会员 | $6.99 | one-time |
| 标准两年会员 | $9.99 | one-time |
| 标准会员Plus | $9.99 | one-time |
| 基础永久会员 | $9.99 | one-time |
| 超级两年会员 | $24.99 | one-time |
| 超级会员Plus | $24.99 | one-time |

**What reviewers like**

- 👍 Long-term user loyalty (10+ years)
- 👍 Comprehensive features
- 👍 Good for habit building
- 👍 Data migration from other apps
- 👍 Useful for tracking expenses

**What reviewers complain about**

- 🐛 Frequent performance issues (lag, slow)
- 🐛 Data loss/disappearance
- 🐛 Inconsistent calculation errors
- 🐛 Frequent crashes and freezes
- 🐛 UI/UX degradation after updates

**Reported bugs**

- Data disappearing or showing as blank
- App crashing on startup
- Slow loading times and lag
- Inaccurate calculations for totals and sums
- Automatic ad clicks and redirects

**Requested features**

- Adapt dark mode
- Add clear cache function
- Restore 'missed payment' option
- Improve UI/UX to be more like '圈子账本'
- Add tagging for sub-categorization


## Frequently asked questions

### Is 随手记Pro free?

随手记Pro costs $0.99, and also offers in-app purchases.

### Is 挖财记账 free?

挖财记账 is free to download, with in-app purchases available.

### Which has better reviews, 随手记Pro or 挖财记账?

挖财记账 is rated higher. 随手记Pro averages 4.3 out of 5 from 356 ratings, while 挖财记账 averages 4.6 from 253 ratings.

### Do 随手记Pro or 挖财记账 have ads?

Both 随手记Pro and 挖财记账 show ads.

### Which is updated more often, 随手记Pro or 挖财记账?

随手记Pro ships an update fortnightly, and 挖财记账 every 2 weeks. Most recently, 随手记Pro was updated on October 16, 2026 and 挖财记账 on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*