# 國泰世華網路銀行CUBE vs 兆豐銀行

國泰世華網路銀行CUBE and 兆豐銀行 both sit at 4.8 stars, but that hides the real split: 35% of 國泰世華網路銀行CUBE's written reviews are positive against 23% of 兆豐銀行's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for 國泰世華網路銀行CUBE against 4.7 for 兆豐銀行. Both are backed by a comparable volume of ratings — 1.8K and 990 respectively. Written reviews are what separate them: 35% of 國泰世華網路銀行CUBE's written reviews are positive against 23% of 兆豐銀行's.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 26, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | 國泰世華網路銀行CUBE | 兆豐銀行 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.8K ratings)](https://appshunter.io/ios/app/cube/id373500505/reviews)** | [4.7 (990 ratings)](https://appshunter.io/ios/app/id1461448957/reviews) |
| Number of ratings | **1.8K** | 990 |
| Positive reviews | **35.1% of reviews** | 22.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | — |
| Size | 349 MB | 49 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cathay United Bank](https://appshunter.io/developer/373500508) | [Mega International Commercial Bank](https://appshunter.io/developer/491663116) |

## What reviewers say

### 國泰世華網路銀行CUBE

[App page](https://appshunter.io/ios/app/cube/id373500505)

This app provides secure digital banking services, allowing users to manage accounts, make transfers, and view transaction details. It offers quick login, exchange rate inquiries, and credit card management, all protected by advanced security features for peace of mind.

**Highlights:** Quick login, Account inquiry (NTD & FCY), Transfers (NTD & FCY), FCY trading, Exchange rate inquiry, Credit card management, Two-step verification

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### 兆豐銀行

[App page](https://appshunter.io/ios/app/id1461448957)

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and fast
- 💡 Convenient for buying/selling foreign currency
- 🚀 Serves daily banking needs well

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 👎 Difficult to navigate and find account information
- 🤖 Poor user interface design
- 🔑 Overly complicated authentication process

**Reported bugs**

- App freezes on login screen
- Face ID/fingerprint login not working
- Unable to access certain features like opening accounts
- Slow app loading and response times

**Requested features**

- Improve login and authentication process
- Make the app more intuitive and user-friendly
- Optimize app performance to reduce crashes
- Add more customization options


## Frequently asked questions

### Is 國泰世華網路銀行CUBE free?

國泰世華網路銀行CUBE is free to download, with no in-app purchases.

### Is 兆豐銀行 free?

兆豐銀行 is free to download, with no in-app purchases.

### Which has better reviews, 國泰世華網路銀行CUBE or 兆豐銀行?

國泰世華網路銀行CUBE is rated higher. 國泰世華網路銀行CUBE averages 4.8 out of 5 from 1.8K ratings, while 兆豐銀行 averages 4.7 from 990 ratings.

### Do 國泰世華網路銀行CUBE or 兆豐銀行 have ads?

Neither 國泰世華網路銀行CUBE nor 兆豐銀行 shows ads.

### Which is updated more often, 國泰世華網路銀行CUBE or 兆豐銀行?

國泰世華網路銀行CUBE ships an update fortnightly, and 兆豐銀行 fortnightly. Most recently, 國泰世華網路銀行CUBE was updated on September 26, 2026 and 兆豐銀行 on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*