# 國泰世華網路銀行CUBE vs HSBC Taiwan

The clearest difference is update cadence: 國泰世華網路銀行CUBE at fortnightly against HSBC Taiwan's every 2 months. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for 國泰世華網路銀行CUBE against 4.8 for HSBC Taiwan. Both are backed by a comparable volume of ratings — 1.8K and 782 respectively. Written reviews are what separate them: 35% of 國泰世華網路銀行CUBE's written reviews are positive against 40% of HSBC Taiwan's.

國泰世華網路銀行CUBE ships an update fortnightly, HSBC Taiwan every 2 months. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | 國泰世華網路銀行CUBE | HSBC Taiwan |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.8K ratings)](https://appshunter.io/ios/app/cube/id373500505/reviews) | [4.8 (782 ratings)](https://appshunter.io/ios/app/hsbc-taiwan/id1472175458/reviews) |
| Number of ratings | **1.8K** | 782 |
| Positive reviews | 35.1% of reviews | **40.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | Free |
| Size | 349 MB | 513 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Cathay United Bank](https://appshunter.io/developer/373500508) | [HSBC Global Services (UK) Limited](https://appshunter.io/developer/1112071557) |

## What reviewers say

### 國泰世華網路銀行CUBE

[App page](https://appshunter.io/ios/app/cube/id373500505)

This app provides secure digital banking services, allowing users to manage accounts, make transfers, and view transaction details. It offers quick login, exchange rate inquiries, and credit card management, all protected by advanced security features for peace of mind.

**Highlights:** Quick login, Account inquiry (NTD & FCY), Transfers (NTD & FCY), FCY trading, Exchange rate inquiry, Credit card management, Two-step verification

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### HSBC Taiwan

[App page](https://appshunter.io/ios/app/hsbc-taiwan/id1472175458)

Manage your finances securely and conveniently on the go. View account balances, transfer funds, trade stocks, and access investment tools. Log in easily with biometrics or a PIN.

**Highlights:** Account overview, Fund transfers and foreign exchange, Soft token for security, Investment tracking and trading, Biometric login, Payee management

**In-app purchases:** none

**What reviewers like**

- 🌍 Seamless global integration across HSBC geographies
- 🚀 Fast and modern app performance
- 🔒 Secure banking from anywhere in the world
- 👍 Easy to use interface
- 📱 Face ID login capability

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- 📊 Very limited functionality and features
- 💳 Credit card transactions not visible in app
- ⏱️ Delayed credit card balance updates (2-3 days)
- 🔐 Login issues and authentication problems

**Reported bugs**

- App crashes during transfers
- Login loop with Face ID and code authentication
- iOS app login failures
- Credit card balance showing 0 when positive
- App becomes unresponsive after initial download

**Requested features**

- Credit card transaction details in app
- Ability to transfer to new recipients (not just saved contacts)
- Increase transfer limits functionality
- Multiple device support (3 devices instead of 1)
- Custom payee name editing


## Frequently asked questions

### Is 國泰世華網路銀行CUBE free?

國泰世華網路銀行CUBE is free to download, with no in-app purchases.

### Is HSBC Taiwan free?

HSBC Taiwan is free to download, with no in-app purchases.

### Which has better reviews, 國泰世華網路銀行CUBE or HSBC Taiwan?

國泰世華網路銀行CUBE and HSBC Taiwan are both rated 4.8 out of 5 on the App Store, from 1.8K and 782 ratings respectively.

### Do 國泰世華網路銀行CUBE or HSBC Taiwan have ads?

Neither 國泰世華網路銀行CUBE nor HSBC Taiwan shows ads.

### Which is updated more often, 國泰世華網路銀行CUBE or HSBC Taiwan?

國泰世華網路銀行CUBE ships an update fortnightly, and HSBC Taiwan every 2 months. Most recently, 國泰世華網路銀行CUBE was updated on September 23, 2026 and HSBC Taiwan on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*