# 國泰世華網路銀行CUBE vs 將來銀行 NEXT BANK

The clearest difference is rating: 國泰世華網路銀行CUBE at 4.8 against 將來銀行 NEXT BANK's 3.0. 國泰世華網路銀行CUBE also leads on ratings volume (1.8K vs 1). 將來銀行 NEXT BANK's advantage is iOS requirement (13.0 vs 15.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

國泰世華網路銀行CUBE holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: 國泰世華網路銀行CUBE has 1.8K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 35% of 國泰世華網路銀行CUBE's written reviews are positive against 34% of 將來銀行 NEXT BANK's.

國泰世華網路銀行CUBE ships an update fortnightly, 將來銀行 NEXT BANK monthly. The most recent releases landed on September 26, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | 國泰世華網路銀行CUBE | 將來銀行 NEXT BANK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.8K ratings)](https://appshunter.io/ios/app/cube/id373500505/reviews)** | [3.0 (1 ratings)](https://appshunter.io/ios/app/next-bank/id1528472238/reviews) |
| Number of ratings | **1.8K** | 1 |
| Positive reviews | **35.1% of reviews** | 34.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 349 MB | 336 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cathay United Bank](https://appshunter.io/developer/373500508) | [NEXT BANK, LTD](https://appshunter.io/developer/1525351900) |

## What reviewers say

### 國泰世華網路銀行CUBE

[App page](https://appshunter.io/ios/app/cube/id373500505)

This app provides secure digital banking services, allowing users to manage accounts, make transfers, and view transaction details. It offers quick login, exchange rate inquiries, and credit card management, all protected by advanced security features for peace of mind.

**Highlights:** Quick login, Account inquiry (NTD & FCY), Transfers (NTD & FCY), FCY trading, Exchange rate inquiry, Credit card management, Two-step verification

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### 將來銀行 NEXT BANK

[App page](https://appshunter.io/ios/app/next-bank/id1528472238)

A mobile banking app offering 24/7 financial services including account opening, savings acceleration, credit card rewards, and loan applications. It features customizable account numbers, a versatile debit card, a loyalty points system for spending discounts, and tools for managing personal finances and increasing savings interest.

**Highlights:** Customizable account numbers, All-in-one debit card (iPASS, ATM, VISA), Flexible loyalty points for discounts, Pocket accounts for budget management, Interest-boosting savings tools, Easy loan applications

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 😍 Video call customer service connected
- 💳 Excellent for first-time users
- 💸 Fee-free cross-account transfers
- 👍 Great customer service, fast and helpful
- 📊 Useful transaction details for budgeting

**What reviewers complain about**

- ❌ Video call verification often fails
- ❌ Customer service unreachable (phone/text)
- ❌ Transfer address field cannot paste
- ❌ Cursor jumps to end when editing text
- ❌ Video verification issues, app crashes

**Reported bugs**

- Video call verification not connecting
- Transfer address field not allowing paste
- Cursor behavior issue when editing text
- App crashes during video verification attempts
- Login screen freezes

**Requested features**

- Add a field for transaction remarks/notes
- Add loan payment reminders/notifications
- Add one-click read all messages function
- Add scheduled/预约 transfer function
- Add ability to search transaction details by date range


## Frequently asked questions

### Is 國泰世華網路銀行CUBE free?

國泰世華網路銀行CUBE is free to download, with no in-app purchases.

### Is 將來銀行 NEXT BANK free?

將來銀行 NEXT BANK is free to download, with no in-app purchases.

### Which has better reviews, 國泰世華網路銀行CUBE or 將來銀行 NEXT BANK?

國泰世華網路銀行CUBE is rated higher. 國泰世華網路銀行CUBE averages 4.8 out of 5 from 1.8K ratings, while 將來銀行 NEXT BANK averages 3.0 from 1 ratings.

### Do 國泰世華網路銀行CUBE or 將來銀行 NEXT BANK have ads?

Neither 國泰世華網路銀行CUBE nor 將來銀行 NEXT BANK shows ads.

### Which is updated more often, 國泰世華網路銀行CUBE or 將來銀行 NEXT BANK?

國泰世華網路銀行CUBE ships an update fortnightly, and 將來銀行 NEXT BANK monthly. Most recently, 國泰世華網路銀行CUBE was updated on September 26, 2026 and 將來銀行 NEXT BANK on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*