# 國泰世華網路銀行CUBE vs 國泰優惠CUBE Rewards

國泰世華網路銀行CUBE and 國泰優惠CUBE Rewards both sit at 4.8 stars, but that hides the real split: 91% of 國泰優惠CUBE Rewards's written reviews are positive against 35% of 國泰世華網路銀行CUBE's. 國泰世華網路銀行CUBE's advantage is monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for 國泰世華網路銀行CUBE against 4.7 for 國泰優惠CUBE Rewards. Both are backed by a comparable volume of ratings — 1.8K and 879 respectively. Written reviews are what separate them: 35% of 國泰世華網路銀行CUBE's written reviews are positive against 91% of 國泰優惠CUBE Rewards's.

國泰世華網路銀行CUBE ships an update fortnightly, 國泰優惠CUBE Rewards every 3 weeks. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | 國泰世華網路銀行CUBE | 國泰優惠CUBE Rewards |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.8K ratings)](https://appshunter.io/ios/app/cube/id373500505/reviews)** | [4.7 (879 ratings)](https://appshunter.io/ios/app/cube-rewards/id425309574/reviews) |
| Number of ratings | **1.8K** | 879 |
| Positive reviews | 35.1% of reviews | **91.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 349 MB | 118 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cathay United Bank](https://appshunter.io/developer/373500508) | [Cathay Financial Holdings](https://appshunter.io/developer/425309577) |

## What reviewers say

### 國泰世華網路銀行CUBE

[App page](https://appshunter.io/ios/app/cube/id373500505)

This app provides secure digital banking services, allowing users to manage accounts, make transfers, and view transaction details. It offers quick login, exchange rate inquiries, and credit card management, all protected by advanced security features for peace of mind.

**Highlights:** Quick login, Account inquiry (NTD & FCY), Transfers (NTD & FCY), FCY trading, Exchange rate inquiry, Credit card management, Two-step verification

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### 國泰優惠CUBE Rewards

[App page](https://appshunter.io/ios/app/cube-rewards/id425309574)

Enhance your points experience and enjoy a high-quality life with this app. Accumulate points equivalent to cash, redeem them for rewards, and participate in fun tasks to earn more. Access card services, receive exclusive offers, and manage your rewards effortlessly.

**Highlights:** Accumulate and redeem Tree Points, Complete tasks for bonus points, Manage credit card services, Access exclusive member offers, View spending alerts, Earn points through events

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly and intuitive interface
- 🎁 Abundant activities and promotional offers
- 🔄 Easy points/rewards redemption system
- 📱 Clean and well-organized layout
- ⚡ Convenient coupon and event access

**What reviewers complain about**

- 🐛 App crashes and freezes after updates
- 🔐 Login button unresponsive
- ❓ Unclear activity descriptions and mechanics
- 🔀 Fragmented experience (separate points app from main banking app)
- 🎲 Low winning probability in promotional events

**Reported bugs**

- App crashes and force closes after updates
- Login button becomes unresponsive
- Technical issues with no resolution from support team

**Requested features**

- Integrate points app into main Cathay Bank app
- Improve event win probability rates
- Better visibility of registered activity status history
- Enhanced customer support for technical issues


## Frequently asked questions

### Is 國泰世華網路銀行CUBE free?

國泰世華網路銀行CUBE is free to download, with no in-app purchases.

### Is 國泰優惠CUBE Rewards free?

國泰優惠CUBE Rewards is free to download, with no in-app purchases.

### Which has better reviews, 國泰世華網路銀行CUBE or 國泰優惠CUBE Rewards?

國泰世華網路銀行CUBE is rated higher. 國泰世華網路銀行CUBE averages 4.8 out of 5 from 1.8K ratings, while 國泰優惠CUBE Rewards averages 4.7 from 879 ratings.

### Do 國泰世華網路銀行CUBE or 國泰優惠CUBE Rewards have ads?

Neither 國泰世華網路銀行CUBE nor 國泰優惠CUBE Rewards shows ads.

### Which is updated more often, 國泰世華網路銀行CUBE or 國泰優惠CUBE Rewards?

國泰世華網路銀行CUBE ships an update fortnightly, and 國泰優惠CUBE Rewards every 3 weeks. Most recently, 國泰世華網路銀行CUBE was updated on September 23, 2026 and 國泰優惠CUBE Rewards on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*