# KB스타뱅킹 vs PASS by SKT

The clearest difference is rating: KB스타뱅킹 at 4.5 against PASS by SKT's 2.6. KB스타뱅킹 also leads on update cadence (every 2 weeks vs every 2 months) and ratings volume (1.2K vs 87). PASS by SKT's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KB스타뱅킹 holds the better App Store score, 4.5 against 2.6. That said, the two scores are not equally well evidenced: KB스타뱅킹 has 1.2K ratings behind it against 87, so its average is the more settled of the two. Written reviews point the same way: 71% of KB스타뱅킹's written reviews are positive against 65% of PASS by SKT's.

KB스타뱅킹 ships an update every 2 weeks, PASS by SKT every 2 months. Both last shipped on October 29, 2026.

## The numbers

| Metric | KB스타뱅킹 | PASS by SKT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (1.2K ratings)](https://appshunter.io/ios/app/kb/id373742138/reviews)** | [2.6 (87 ratings)](https://appshunter.io/ios/app/pass-by-skt/id1141258007/reviews) |
| Number of ratings | **1.2K** | 87 |
| Positive reviews | **70.7% of reviews** | 65.1% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 156 MB | 268 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Kookmin Bank Co., Ltd.](https://appshunter.io/developer/373742141) | [SK Telecom](https://appshunter.io/developer/329992155) |

## What reviewers say

### KB스타뱅킹

[App page](https://appshunter.io/ios/app/kb/id373742138)

This app offers a comprehensive digital banking and lifestyle platform. It provides secure mobile identification, exclusive telecom plans, and financial services for teens. Manage group accounts, set up auto-login, and receive personalized financial insights and investment information.

**Highlights:** Mobile ID service, Exclusive telecom plans, Teens financial service ('Pocket'), Health insurance QR service, Group account management, Automatic login with KB National Certificate, Account opening and internet banking registration, Real-time notifications for alerts and financial info

**Features:** Safari Extension

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and efficient service
- 🔒 Reliable and secure
- 💡 Helpful features like account hiding and exchange rate
- 👍 Friendly and helpful staff

**What reviewers complain about**

- 🐛 Occasional crashes and performance issues
- 🕰️ Slow loading times and app responsiveness
- 🔒 Strict security measures can be inconvenient
- 🤔 Confusing or cluttered UI in some areas

**Reported bugs**

- App crashes or freezes during use
- Compatibility issues with newer devices or OS versions
- Unreliable facial recognition or other biometric authentication

**Requested features**

- Improve app stability and performance
- Streamline security processes for better user experience
- Enhance UI/UX design for better navigation and accessibility
- Expand mobile services and integrations


### PASS by SKT

[App page](https://appshunter.io/ios/app/pass-by-skt/id1141258007)

This app offers a comprehensive suite of services beyond simple authentication. It includes digital identity verification, secure certificate issuance, mobile identification, and financial management tools. Users can also access health information, lifestyle services, and mobile payment options.

**Highlights:** Digital identity verification, Mobile driver's license and resident registration card, Secure digital certificate issuance, Financial management and investment information, Mobile payment and content fee management, Phishing and identity theft protection, Smart ticket for airport access

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient authentication
- 🚀 Fast and simple verification
- 🔒 Secure login with biometrics
- 💡 Time-saving for frequent verifications
- ✅ Useful for various online services

**What reviewers complain about**

- ❌ Forced default app for documents
- ❌ Difficult to change default app settings
- ❌ App not foreigner-friendly
- ❌ Mandatory additional service promotion
- ❌ Issues with verification and login

**Reported bugs**

- App crashes or closes immediately upon opening
- Cannot delete the app
- App forces itself as the default for document files
- Verification fails even with app installed
- Cannot reset password after phone reset

**Requested features**

- Allow changing default app for documents
- Improve QR code recognition rate
- Provide English translation for the app
- Add option to disable confirmation prompts for biometric login
- Allow manual input of email for support inquiries


## Frequently asked questions

### Is KB스타뱅킹 free?

KB스타뱅킹 is free to download, with no in-app purchases.

### Is PASS by SKT free?

PASS by SKT is free to download, with no in-app purchases.

### Which has better reviews, KB스타뱅킹 or PASS by SKT?

KB스타뱅킹 is rated higher. KB스타뱅킹 averages 4.5 out of 5 from 1.2K ratings, while PASS by SKT averages 2.6 from 87 ratings.

### Do KB스타뱅킹 or PASS by SKT have ads?

KB스타뱅킹 shows ads; PASS by SKT does not.

### Which is updated more often, KB스타뱅킹 or PASS by SKT?

KB스타뱅킹 ships an update every 2 weeks, and PASS by SKT every 2 months. Most recently, KB스타뱅킹 was updated on October 29, 2026 and PASS by SKT on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*