# KB스타뱅킹 vs PASS by U+

The clearest difference is rating: KB스타뱅킹 at 4.5 against PASS by U+'s 1.6. KB스타뱅킹 also leads on ratings volume (1.2K vs 7) and iOS requirement (13.0 vs 15.0). PASS by U+'s advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KB스타뱅킹 holds the better App Store score, 4.5 against 1.6. That said, the two scores are not equally well evidenced: KB스타뱅킹 has 1.2K ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 71% of KB스타뱅킹's written reviews are positive against 73% of PASS by U+'s, so the app with the better star average is not the one people write more warmly about.

KB스타뱅킹 ships an update every 3 weeks, PASS by U+ monthly. The most recent releases landed on October 14, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | KB스타뱅킹 | PASS by U+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (1.2K ratings)](https://appshunter.io/ios/app/kb/id373742138/reviews)** | [1.6 (7 ratings)](https://appshunter.io/ios/app/pass-by-u-plus/id1147394645/reviews) |
| Number of ratings | **1.2K** | 7 |
| Positive reviews | 70.8% of reviews | **73.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 156 MB | 343 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Kookmin Bank Co., Ltd.](https://appshunter.io/developer/373742141) | [LG Uplus](https://appshunter.io/developer/372558480) |

## What reviewers say

### KB스타뱅킹

[App page](https://appshunter.io/ios/app/kb/id373742138)

This app offers a comprehensive digital banking and lifestyle platform. It provides secure mobile identification, exclusive telecom plans, and financial services for teens. Manage group accounts, set up auto-login, and receive personalized financial insights and investment information.

**Highlights:** Mobile ID service, Exclusive telecom plans, Teens financial service ('Pocket'), Health insurance QR service, Group account management, Automatic login with KB National Certificate, Account opening and internet banking registration, Real-time notifications for alerts and financial info

**Features:** Safari Extension

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and efficient service
- 🔒 Reliable and secure
- 💡 Helpful features like account hiding and exchange rate
- 👍 Friendly and helpful staff

**What reviewers complain about**

- 🐛 Occasional crashes and performance issues
- 🕰️ Slow loading times and app responsiveness
- 🔒 Strict security measures can be inconvenient
- 🤔 Confusing or cluttered UI in some areas

**Reported bugs**

- App crashes or freezes during use
- Compatibility issues with newer devices or OS versions
- Unreliable facial recognition or other biometric authentication

**Requested features**

- Improve app stability and performance
- Streamline security processes for better user experience
- Enhance UI/UX design for better navigation and accessibility
- Expand mobile services and integrations


### PASS by U+

[App page](https://appshunter.io/ios/app/pass-by-u-plus/id1147394645)

Securely verify your identity and access a range of services including digital identification, financial management, and healthcare information. Manage your mobile driver's license and resident registration card, and utilize a secure digital certificate for various transactions.

**Highlights:** Mobile driver's license and resident registration card, Secure identity verification, Digital certificate for transactions, Financial asset inquiry and recommendations, Mobile payment management, Identity theft prevention service

**Features:** Safari Extension

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy authentication
- 🚀 Fast and efficient process
- 💡 Mobile ID and payment features
- 🔒 Secure and trustworthy
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Authentication failures
- 🐛 App crashes or freezes
- 🐛 UI/UX issues
- 🐛 Inconsistent performance
- 🐛 Language barriers for non-Korean speakers

**Reported bugs**

- Authentication does not proceed after password entry
- App becomes unresponsive ('bricks') after OS update
- App crashes upon launch
- Error messages like 'IP.null' or 'PPS 고객입니다. [LRZ0002347]'
- SMS authentication code not received

**Requested features**

- Improve Face ID/Biometric login stability
- Address language translation for English speakers
- Allow registration without a Korean resident number for foreigners
- Fix keyboard not appearing during password setup
- Improve compatibility with specific phone models/OS versions


## Frequently asked questions

### Is KB스타뱅킹 free?

KB스타뱅킹 is free to download, with no in-app purchases.

### Is PASS by U+ free?

PASS by U+ is free to download, with no in-app purchases.

### Which has better reviews, KB스타뱅킹 or PASS by U+?

KB스타뱅킹 is rated higher. KB스타뱅킹 averages 4.5 out of 5 from 1.2K ratings, while PASS by U+ averages 1.6 from 7 ratings.

### Do KB스타뱅킹 or PASS by U+ have ads?

KB스타뱅킹 shows ads; PASS by U+ does not.

### Which is updated more often, KB스타뱅킹 or PASS by U+?

KB스타뱅킹 ships an update every 3 weeks, and PASS by U+ monthly. Most recently, KB스타뱅킹 was updated on October 14, 2026 and PASS by U+ on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*