# KB스타뱅킹 vs Citibank KR

The clearest difference is ads: Citibank KR at none against KB스타뱅킹's shown. Citibank KR also leads on monetization model (free vs free with in-app purchases) and review sentiment (82% vs 71%). KB스타뱅킹's advantage is update cadence (every 3 weeks vs every 4 months) and ratings volume (1.2K vs 119). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for KB스타뱅킹 against 4.5 for Citibank KR. That said, the two scores are not equally well evidenced: KB스타뱅킹 has 1.2K ratings behind it against 119, so its average is the more settled of the two. Written reviews are what separate them: 71% of KB스타뱅킹's written reviews are positive against 82% of Citibank KR's.

KB스타뱅킹 ships an update every 3 weeks, Citibank KR every 4 months. The most recent releases landed on September 29, 2026 and June 11, 2026 respectively.

## The numbers

| Metric | KB스타뱅킹 | Citibank KR |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (1.2K ratings)](https://appshunter.io/ios/app/kb/id373742138/reviews) | [4.5 (119 ratings)](https://appshunter.io/ios/app/citibank-kr/id1179759666/reviews) |
| Number of ratings | **1.2K** | 119 |
| Positive reviews | 70.8% of reviews | **82.2% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 156 MB | 134 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [Kookmin Bank Co., Ltd.](https://appshunter.io/developer/373742141) | [CITIBANK KOREA INC.](https://appshunter.io/developer/373559496) |

## What reviewers say

### KB스타뱅킹

[App page](https://appshunter.io/ios/app/kb/id373742138)

This app offers a comprehensive digital banking and lifestyle platform. It provides secure mobile identification, exclusive telecom plans, and financial services for teens. Manage group accounts, set up auto-login, and receive personalized financial insights and investment information.

**Highlights:** Mobile ID service, Exclusive telecom plans, Teens financial service ('Pocket'), Health insurance QR service, Group account management, Automatic login with KB National Certificate, Account opening and internet banking registration, Real-time notifications for alerts and financial info

**Features:** Safari Extension

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and efficient service
- 🔒 Reliable and secure
- 💡 Helpful features like account hiding and exchange rate
- 👍 Friendly and helpful staff

**What reviewers complain about**

- 🐛 Occasional crashes and performance issues
- 🕰️ Slow loading times and app responsiveness
- 🔒 Strict security measures can be inconvenient
- 🤔 Confusing or cluttered UI in some areas

**Reported bugs**

- App crashes or freezes during use
- Compatibility issues with newer devices or OS versions
- Unreliable facial recognition or other biometric authentication

**Requested features**

- Improve app stability and performance
- Streamline security processes for better user experience
- Enhance UI/UX design for better navigation and accessibility
- Expand mobile services and integrations


### Citibank KR

[App page](https://appshunter.io/ios/app/citibank-kr/id1179759666)

Manage your banking needs with a streamlined mobile experience. Features include easy registration, simplified transfers, smart notifications, and in-app chat support. Access nearly all banking capabilities from your device for enhanced convenience and security.

**Highlights:** Hassle-free registration, Simplified transfers, Smart notifications, Mobile chat support, Full banking capabilities, Enhanced safety features

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and intuitive interface
- 🚀 Fast and efficient transactions
- 🔒 Secure login with biometrics (fingerprint, face ID)
- 💡 Snapshot feature for quick balance checks
- 💳 All-in-one app for banking and card services

**What reviewers complain about**

- 🐛 Frequent bugs and errors
- 📉 App performance issues (slow, crashes)
- 🗣️ Language settings reset issue
- 🚫 Login issues (ID+password only, non-Korean names)
- ❌ Difficulty with certain banking functions (transfers, new account opening)

**Reported bugs**

- Account transfer not working after iOS update
- Login issues with newest version
- Cannot log in with old ID-plus-password combination
- Non-Korean names cannot be entered correctly
- Copy certificate function not working

**Requested features**

- iOS 16 update
- Improved language setting persistence
- Better support for non-Korean names in login
- Fix for 'copy certificate' function
- More space for non-Korean names


## Frequently asked questions

### Is KB스타뱅킹 free?

KB스타뱅킹 is free to download, with no in-app purchases.

### Is Citibank KR free?

Citibank KR is free to download, with no in-app purchases.

### Which has better reviews, KB스타뱅킹 or Citibank KR?

KB스타뱅킹 and Citibank KR are both rated 4.5 out of 5 on the App Store, from 1.2K and 119 ratings respectively.

### Do KB스타뱅킹 or Citibank KR have ads?

KB스타뱅킹 shows ads; Citibank KR does not.

### Which is updated more often, KB스타뱅킹 or Citibank KR?

KB스타뱅킹 ships an update every 3 weeks, and Citibank KR every 4 months. Most recently, KB스타뱅킹 was updated on September 29, 2026 and Citibank KR on June 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*