# KB스타뱅킹 vs 카카오페이

The clearest difference is in-app purchases: KB스타뱅킹 at none against 카카오페이's 28. KB스타뱅킹 also leads on review sentiment (71% vs 49%) and rating (4.5 vs 4.2). 카카오페이's advantage is update cadence (weekly vs every 3 weeks). On price, ads and device support there is nothing between them.

Both are free to download. 카카오페이 sells 28 one-off in-app purchases. KB스타뱅킹 asks for nothing beyond the download.

KB스타뱅킹 holds the better App Store score, 4.5 against 4.2. That said, the two scores are not equally well evidenced: KB스타뱅킹 has 1.2K ratings behind it against 132, so its average is the more settled of the two. Written reviews point the same way: 71% of KB스타뱅킹's written reviews are positive against 49% of 카카오페이's.

KB스타뱅킹 ships an update every 3 weeks, 카카오페이 weekly. Both last shipped on October 24, 2026.

## The numbers

| Metric | KB스타뱅킹 | 카카오페이 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (1.2K ratings)](https://appshunter.io/ios/app/kb/id373742138/reviews)** | [4.2 (132 ratings)](https://appshunter.io/ios/app/id1464496236/reviews) |
| Number of ratings | **1.2K** | 132 |
| Positive reviews | **70.7% of reviews** | 48.8% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free with in-app purchases | — |
| Size | 156 MB | 273 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Kookmin Bank Co., Ltd.](https://appshunter.io/developer/373742141) | [kakaopay corp.](https://appshunter.io/developer/1435127192) |

## What reviewers say

### KB스타뱅킹

[App page](https://appshunter.io/ios/app/kb/id373742138)

This app offers a comprehensive digital banking and lifestyle platform. It provides secure mobile identification, exclusive telecom plans, and financial services for teens. Manage group accounts, set up auto-login, and receive personalized financial insights and investment information.

**Highlights:** Mobile ID service, Exclusive telecom plans, Teens financial service ('Pocket'), Health insurance QR service, Group account management, Automatic login with KB National Certificate, Account opening and internet banking registration, Real-time notifications for alerts and financial info

**Features:** Safari Extension

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and efficient service
- 🔒 Reliable and secure
- 💡 Helpful features like account hiding and exchange rate
- 👍 Friendly and helpful staff

**What reviewers complain about**

- 🐛 Occasional crashes and performance issues
- 🕰️ Slow loading times and app responsiveness
- 🔒 Strict security measures can be inconvenient
- 🤔 Confusing or cluttered UI in some areas

**Reported bugs**

- App crashes or freezes during use
- Compatibility issues with newer devices or OS versions
- Unreliable facial recognition or other biometric authentication

**Requested features**

- Improve app stability and performance
- Streamline security processes for better user experience
- Enhance UI/UX design for better navigation and accessibility
- Expand mobile services and integrations


### 카카오페이

[App page](https://appshunter.io/ios/app/id1464496236)

**Features:** Apple Wallet, Apple Watch app

**In-app purchases (28)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1100원 상품 | $0.49 | one-time |
| 1500원 상품 | $0.99 | one-time |
| 3300원 상품 | $1.99 | one-time |
| 3500원 상품 | $1.99 | one-time |
| 5500원 상품 | $2.99 | one-time |
| 6600원 상품 | $3.99 | one-time |
| 6900원 상품 | $3.99 | one-time |
| 8900원 상품 | $4.99 | one-time |
| 7900원 상품 | $4.99 | one-time |
| 9500원 상품 | $5.99 | one-time |
| 9900원 상품 | $5.99 | one-time |
| 11000원 상품 | $6.99 | one-time |
| 13000원 상품 | $7.99 | one-time |
| 13900원 상품 | $8.99 | one-time |
| 17000원 상품 | $9.99 | one-time |
| 15000원 상품 | $9.99 | one-time |
| 19000원 상품 | $11.99 | one-time |
| 20000원 상품 | $11.99 | one-time |
| 22000원 상품 | $12.99 | one-time |
| 25000원 상품 | $14.99 | one-time |
| 28000원 상품 | $17.99 | one-time |
| 30000원 상품 | $19.99 | one-time |
| 33000원 상품 | $19.99 | one-time |
| 44000원 상품 | $29.99 | one-time |
| 55000원 상품 | $34.99 | one-time |
| 70000원 상품 | $39.99 | one-time |
| 99000원 상품 | $59.99 | one-time |
| 140000원 상품 | $89.99 | one-time |


## Frequently asked questions

### Is KB스타뱅킹 free?

KB스타뱅킹 is free to download, with no in-app purchases.

### Is 카카오페이 free?

카카오페이 is free to download, with in-app purchases available.

### Which has better reviews, KB스타뱅킹 or 카카오페이?

KB스타뱅킹 is rated higher. KB스타뱅킹 averages 4.5 out of 5 from 1.2K ratings, while 카카오페이 averages 4.2 from 132 ratings.

### Do KB스타뱅킹 or 카카오페이 have ads?

Both KB스타뱅킹 and 카카오페이 show ads.

### Which is updated more often, KB스타뱅킹 or 카카오페이?

KB스타뱅킹 ships an update every 3 weeks, and 카카오페이 weekly. Most recently, KB스타뱅킹 was updated on October 24, 2026 and 카카오페이 on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*