# KB스타뱅킹 vs 뱅크페이

The clearest difference is review sentiment: KB스타뱅킹 at 71% against 뱅크페이's 15%. KB스타뱅킹 also leads on rating (4.5 vs 1.5) and update cadence (every 3 weeks vs every 3 months). 뱅크페이's advantage is monetization model (free vs free with in-app purchases). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KB스타뱅킹 holds the better App Store score, 4.5 against 1.5. Both are backed by a comparable volume of ratings — 1.2K and 1.3K respectively. Written reviews point the same way: 71% of KB스타뱅킹's written reviews are positive against 15% of 뱅크페이's.

KB스타뱅킹 ships an update every 3 weeks, 뱅크페이 every 3 months. The most recent releases landed on October 18, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | KB스타뱅킹 | 뱅크페이 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (1.2K ratings)](https://appshunter.io/ios/app/kb/id373742138/reviews)** | [1.5 (1.3K ratings)](https://appshunter.io/ios/app/id398456030/reviews) |
| Number of ratings | 1.2K | **1.3K** |
| Positive reviews | **70.8% of reviews** | 14.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | — |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 156 MB | 11 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Kookmin Bank Co., Ltd.](https://appshunter.io/developer/373742141) | [KFTC](https://appshunter.io/developer/370391938) |

## What reviewers say

### KB스타뱅킹

[App page](https://appshunter.io/ios/app/kb/id373742138)

This app offers a comprehensive digital banking and lifestyle platform. It provides secure mobile identification, exclusive telecom plans, and financial services for teens. Manage group accounts, set up auto-login, and receive personalized financial insights and investment information.

**Highlights:** Mobile ID service, Exclusive telecom plans, Teens financial service ('Pocket'), Health insurance QR service, Group account management, Automatic login with KB National Certificate, Account opening and internet banking registration, Real-time notifications for alerts and financial info

**Features:** Safari Extension

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and efficient service
- 🔒 Reliable and secure
- 💡 Helpful features like account hiding and exchange rate
- 👍 Friendly and helpful staff

**What reviewers complain about**

- 🐛 Occasional crashes and performance issues
- 🕰️ Slow loading times and app responsiveness
- 🔒 Strict security measures can be inconvenient
- 🤔 Confusing or cluttered UI in some areas

**Reported bugs**

- App crashes or freezes during use
- Compatibility issues with newer devices or OS versions
- Unreliable facial recognition or other biometric authentication

**Requested features**

- Improve app stability and performance
- Streamline security processes for better user experience
- Enhance UI/UX design for better navigation and accessibility
- Expand mobile services and integrations


### 뱅크페이

[App page](https://appshunter.io/ios/app/id398456030)

This app allows users to make payments through real-time bank transfers at mobile shopping malls and ZeroPay merchants. It leverages the financial network operated by the Korea Financial Telecommunications and Clearings Institute, along with domestic banks and securities firms, for convenient and secure mobile payments.

**Highlights:** Real-time bank transfer payments, ZeroPay QR code payments, Payment history lookup, Mobile shopping mall payments, Simple payment options

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- ⏳ Extremely slow loading and processing times
- 🤯 Confusing and complex user interface
- ❌ Inability to complete basic payment processes
- 🔒 Unnecessary and outdated authentication methods

**Reported bugs**

- App crashes when camera is turned on for QR code scanning
- App freezes or crashes during payment process
- Errors during OTP authentication
- Login issues, returning to the start screen
- Payment completion button not appearing

**Requested features**

- Support for KakaoPay and Toss
- Implement simpler payment methods like bank transfer
- Improve ARS call authentication process and reduce waiting time
- Allow use of mobile OTP
- Improve QR code scanning functionality


## Frequently asked questions

### Is KB스타뱅킹 free?

KB스타뱅킹 is free to download, with no in-app purchases.

### Is 뱅크페이 free?

뱅크페이 is free to download, with no in-app purchases.

### Which has better reviews, KB스타뱅킹 or 뱅크페이?

KB스타뱅킹 is rated higher. KB스타뱅킹 averages 4.5 out of 5 from 1.2K ratings, while 뱅크페이 averages 1.5 from 1.3K ratings.

### Which is updated more often, KB스타뱅킹 or 뱅크페이?

KB스타뱅킹 ships an update every 3 weeks, and 뱅크페이 every 3 months. Most recently, KB스타뱅킹 was updated on October 18, 2026 and 뱅크페이 on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*