# nib vs Medibank OSHC

nib and Medibank OSHC both sit at 4.8 stars, but that hides the real split: 51% of nib's written reviews are positive against 9% of Medibank OSHC's. nib also leads on update cadence (fortnightly vs every 5 months) and ratings volume (113 vs 1). Medibank OSHC's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Medibank OSHC holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: nib has 113 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 51% of nib's written reviews are positive against 9% of Medibank OSHC's, so the app with the better star average is not the one people write more warmly about.

nib ships an update fortnightly, Medibank OSHC every 5 months. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | nib | Medibank OSHC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (113 ratings)](https://appshunter.io/ios/app/nib/id373883175/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/medibank-oshc/id1456559732/reviews)** |
| Number of ratings | **113** | 1 |
| Positive reviews | **50.7% of reviews** | 8.9% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 5 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 55 MB | 60 MB |
| Requires iOS | 18.6 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [nib health funds limited](https://appshunter.io/developer/373883178) | [Medibank Private Limited](https://appshunter.io/developer/444675138) |

## What reviewers say

### nib

[App page](https://appshunter.io/ios/app/nib/id373883175)

Manage your health insurance, travel insurance, and free membership benefits. Access health and wellbeing support, discounts, and rewards. Make claims, check cover, and find healthcare providers.

**Highlights:** Manage health and travel insurance, Make and track claims, Check insurance cover and balances, Access nib Rewards and discounts, Book telehealth and get medical certificates, Online health and skin checks, Symptom checker

**Features:** Siri integration, Apple Wallet

**In-app purchases:** none


### Medibank OSHC

[App page](https://appshunter.io/ios/app/medibank-oshc/id1456559732)

Manage your health cover on the go with this app. Submit claims, access mental health support, and speak to a registered nurse 24/7. Find nearby direct billing providers and access your digital membership card.

**Highlights:** Submit medical claims, Access mental health support, 24/7 nurse support line, Find direct billing providers, GPS provider tracker, Digital membership card

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is nib free?

nib is free to download, with no in-app purchases.

### Is Medibank OSHC free?

Medibank OSHC is free to download, with no in-app purchases.

### Which has better reviews, nib or Medibank OSHC?

Medibank OSHC is rated higher. nib averages 4.8 out of 5 from 113 ratings, while Medibank OSHC averages 5.0 from 1 ratings.

### Do nib or Medibank OSHC have ads?

nib shows ads; Medibank OSHC does not.

### Which is updated more often, nib or Medibank OSHC?

nib ships an update fortnightly, and Medibank OSHC every 5 months. Most recently, nib was updated on October 27, 2026 and Medibank OSHC on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*