# nib vs My Medibank

The clearest difference is ads: My Medibank at none against nib's shown. My Medibank also leads on monetization model (free vs free with in-app purchases) and ratings volume (416 vs 113). nib's advantage is review sentiment (51% vs 42%). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for nib against 4.7 for My Medibank. Both are backed by a comparable volume of ratings — 113 and 416 respectively. Written reviews are what separate them: 51% of nib's written reviews are positive against 42% of My Medibank's.

nib ships an update fortnightly, My Medibank weekly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | nib | My Medibank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (113 ratings)](https://appshunter.io/ios/app/nib/id373883175/reviews)** | [4.7 (416 ratings)](https://appshunter.io/ios/app/my-medibank/id465576269/reviews) |
| Number of ratings | 113 | **416** |
| Positive reviews | **50.7% of reviews** | 42.2% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 55 MB | 200 MB |
| Requires iOS | 18.6 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 17+ |
| Developer | [nib health funds limited](https://appshunter.io/developer/373883178) | [Medibank Private Limited](https://appshunter.io/developer/444675138) |

## What reviewers say

### nib

[App page](https://appshunter.io/ios/app/nib/id373883175)

Manage your health insurance, travel insurance, and free membership benefits. Access health and wellbeing support, discounts, and rewards. Make claims, check cover, and find healthcare providers.

**Highlights:** Manage health and travel insurance, Make and track claims, Check insurance cover and balances, Access nib Rewards and discounts, Book telehealth and get medical certificates, Online health and skin checks, Symptom checker

**Features:** Siri integration, Apple Wallet

**In-app purchases:** none


### My Medibank

[App page](https://appshunter.io/ios/app/my-medibank/id465576269)

Manage your health insurance easily. Check cover details, track extras limits, and find providers. Make claims, monitor progress, and connect with health tracking to earn rewards.

**Highlights:** Check cover details, Track extras limits, Find providers, Make and track claims, Connect Apple Health, Earn Live Better points

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and convenient claims process
- 💡 Helpful features like Live Better rewards
- 👍 Straightforward app navigation

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔒 Security issues with facial recognition and login
- 💸 Expensive premiums with low benefits
- 🤖 Lack of human customer support

**Reported bugs**

- Live Better section not loading on iOS 26
- Inability to upload receipts or claim details
- Constant log-outs and need to re-enter login
- Incompatibility with older iOS versions

**Requested features**

- Landscape mode support for iPad
- Ability to customize extras coverage
- Seamless integration with Apple Health
- Easier payment method updates


## Frequently asked questions

### Is nib free?

nib is free to download, with no in-app purchases.

### Is My Medibank free?

My Medibank is free to download, with no in-app purchases.

### Which has better reviews, nib or My Medibank?

nib is rated higher. nib averages 4.8 out of 5 from 113 ratings, while My Medibank averages 4.7 from 416 ratings.

### Do nib or My Medibank have ads?

nib shows ads; My Medibank does not.

### Which is updated more often, nib or My Medibank?

nib ships an update fortnightly, and My Medibank weekly. Most recently, nib was updated on October 29, 2026 and My Medibank on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*