# nib vs EPFA (AERR)

The clearest difference is ads: EPFA (AERR) at none against nib's shown. EPFA (AERR) also leads on iOS requirement (12.0 vs 18.6). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

nib ships an update fortnightly, EPFA (AERR) every 3 weeks. The most recent releases landed on October 10, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | nib | EPFA (AERR) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (112 ratings)](https://appshunter.io/ios/app/nib/id373883175/reviews)** | — |
| Number of ratings | **112** | — |
| Positive reviews | 50.7% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 55 MB | 37 MB |
| Requires iOS | 18.6 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [nib health funds limited](https://appshunter.io/developer/373883178) | [EPFA](https://appshunter.io/developer/1832604617) |

## What reviewers say

### nib

[App page](https://appshunter.io/ios/app/nib/id373883175)

Manage your health insurance, travel insurance, and free membership benefits. Access health and wellbeing support, discounts, and rewards. Make claims, check cover, and find healthcare providers.

**Highlights:** Manage health and travel insurance, Make and track claims, Check insurance cover and balances, Access nib Rewards and discounts, Book telehealth and get medical certificates, Online health and skin checks, Symptom checker

**Features:** Siri integration, Apple Wallet

**In-app purchases:** none


### EPFA (AERR)

[App page](https://appshunter.io/ios/app/epfa-aerr/id6749873354)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is nib free?

nib is free to download, with no in-app purchases.

### Is EPFA (AERR) free?

EPFA (AERR) is free to download, with no in-app purchases.

### Do nib or EPFA (AERR) have ads?

nib shows ads; EPFA (AERR) does not.

### Which is updated more often, nib or EPFA (AERR)?

nib ships an update fortnightly, and EPFA (AERR) every 3 weeks. Most recently, nib was updated on October 10, 2026 and EPFA (AERR) on October 5, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*