# nib vs my nib NZ

The clearest difference is review sentiment: nib at 51% against my nib NZ's 12%. my nib NZ's advantage is ads (none vs shown) and monetization model (ad-supported vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly fortnightly. Both last shipped on November 6, 2026.

## The numbers

| Metric | nib | my nib NZ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (113 ratings)](https://appshunter.io/ios/app/nib/id373883175/reviews)** | — |
| Number of ratings | **113** | — |
| Positive reviews | **50.7% of reviews** | 11.8% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 55 MB | 52 MB |
| Requires iOS | 18.6 | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 17+ |
| Developer | [nib health funds limited](https://appshunter.io/developer/373883178) | [nib newzealand](https://appshunter.io/developer/968982317) |

## What reviewers say

### nib

[App page](https://appshunter.io/ios/app/nib/id373883175)

Manage your health insurance, travel insurance, and free membership benefits. Access health and wellbeing support, discounts, and rewards. Make claims, check cover, and find healthcare providers.

**Highlights:** Manage health and travel insurance, Make and track claims, Check insurance cover and balances, Access nib Rewards and discounts, Book telehealth and get medical certificates, Online health and skin checks, Symptom checker

**Features:** Siri integration, Apple Wallet

**In-app purchases:** none


### my nib NZ

[App page](https://appshunter.io/ios/app/my-nib-nz/id968982318)

Manage your health insurance policy and make claims easily on your mobile device. Access policy details, update personal information, and find healthcare providers. Includes a health and wellbeing tool.

**Highlights:** Make health insurance claims, Request pre-approvals, View policy summary, Update personal details, Find healthcare providers, Access health and wellbeing tool

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- ⭐ Used to be easy to use (historical)
- ⭐ Used to be simple to set up (historical)
- ⭐ Used to make claiming easy (historical)

**What reviewers complain about**

- ❌ Cannot log in
- ❌ App doesn't work
- ❌ App is pointless
- ❌ Information hard to find
- ❌ Unhelpful advertisements

**Reported bugs**

- Cannot log in
- App crashes
- Submit button unresponsive
- App forces re-login
- Passwordless email verification issues

**Requested features**

- Option to remove pin
- Support for newer iPhone models
- Ability to add multiple receipts at once
- Option to save bank account details
- Autofill login details


## Frequently asked questions

### Is nib free?

nib is free to download, with no in-app purchases.

### Is my nib NZ free?

my nib NZ is free to download, with no in-app purchases.

### Do nib or my nib NZ have ads?

nib shows ads; my nib NZ does not.

### Which is updated more often, nib or my nib NZ?

nib ships an update fortnightly, and my nib NZ fortnightly. Most recently, nib was updated on November 6, 2026 and my nib NZ on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*