# Gjensidige vs Spare

The clearest difference is review sentiment: Spare at 80% against Gjensidige's 0%. Spare also leads on ratings volume (73 vs 2). Gjensidige's advantage is rating (5.0 vs 4.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Gjensidige holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Spare has 73 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 0% of Gjensidige's written reviews are positive against 80% of Spare's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 10, 2026 and November 12, 2026 respectively.

## The numbers

| Metric | Gjensidige | Spare |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/gjensidige/id374040427/reviews)** | [4.6 (73 ratings)](https://appshunter.io/ios/app/spare/id1203703116/reviews) |
| Number of ratings | 2 | **73** |
| Positive reviews | 0.0% of reviews | **80.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | Free |
| Size | 70 MB | 82 MB |
| Requires iOS | 16.4 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Gjensidige Forsikring ASA](https://appshunter.io/developer/374040430) | [DNB ASA](https://appshunter.io/developer/390631217) |

## What reviewers say

### Gjensidige

[App page](https://appshunter.io/ios/app/gjensidige/id374040427)

Manage all your insurance policies, report claims, and access travel insurance cards. Track retirement savings with personalized recommendations to secure your financial future. Easily buy new insurance and contact customer service.

**Highlights:** Insurance policy overview, Download travel insurance cards, Report claims, Retirement savings tracking, Pension payout estimations, Buy insurance, BankID login

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Spare

[App page](https://appshunter.io/ios/app/spare/id1203703116)

Manage your savings and investments from multiple banks in one place. Easily set up regular saving plans for mutual funds, equities, or savings accounts. Track your pension and learn about different investment options.

**Highlights:** Consolidated savings overview, Regular saving plans, Mutual fund management, Stock trading on global exchanges, Pension tracking, Share savings account management

**In-app purchases:** none


## Frequently asked questions

### Is Gjensidige free?

Gjensidige is free to download, with no in-app purchases.

### Is Spare free?

Spare is free to download, with no in-app purchases.

### Which has better reviews, Gjensidige or Spare?

Gjensidige is rated higher. Gjensidige averages 5.0 out of 5 from 2 ratings, while Spare averages 4.6 from 73 ratings.

### Do Gjensidige or Spare have ads?

Neither Gjensidige nor Spare shows ads.

### Which is updated more often, Gjensidige or Spare?

Gjensidige ships an update every 2 weeks, and Spare every 2 weeks. Most recently, Gjensidige was updated on November 10, 2026 and Spare on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*