# Gjensidige vs Spendwise

The clearest difference is ratings volume: Spendwise at 30 against Gjensidige's 2. Gjensidige's advantage is rating (5.0 vs 4.8) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Gjensidige holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spendwise has 30 ratings behind it against 2, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 22, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Gjensidige | Spendwise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/gjensidige/id374040427/reviews)** | [4.8 (30 ratings)](https://appshunter.io/ios/app/spendwise/id1441419364/reviews) |
| Number of ratings | 2 | **30** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | **Free** | Ad-supported |
| Size | 72 MB | 76 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Gjensidige Forsikring ASA](https://appshunter.io/developer/374040430) | [SEB Kort Bank AB](https://appshunter.io/developer/1145360306) |

## What reviewers say

### Gjensidige

[App page](https://appshunter.io/ios/app/gjensidige/id374040427)

Manage all your insurance policies, report claims, and access travel insurance cards. Track retirement savings with personalized recommendations for your financial future. Securely log in and contact customer service.

**Highlights:** Insurance policy overview, Report claims, Download travel insurance cards, Retirement savings tracking, Personalized savings recommendations, Check prices and buy insurance, Secure login with BankID

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Spendwise

[App page](https://appshunter.io/ios/app/spendwise/id1441419364)

Manage your credit card accounts, view transactions, and track loan details. Receive important notifications about purchases and spending limits. Easily access your PIN, block lost cards, and explore payment options for larger purchases.

**Highlights:** View credit card balances and transactions, Track personal loan details, Receive spending limit notifications, Manage PIN codes, Block and order new cards, Utilize part payment options

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Gjensidige free?

Gjensidige is free to download, with no in-app purchases.

### Is Spendwise free?

Spendwise is free to download, with no in-app purchases.

### Which has better reviews, Gjensidige or Spendwise?

Gjensidige is rated higher. Gjensidige averages 5.0 out of 5 from 2 ratings, while Spendwise averages 4.8 from 30 ratings.

### Do Gjensidige or Spendwise have ads?

Neither Gjensidige nor Spendwise shows ads.

### Which is updated more often, Gjensidige or Spendwise?

Gjensidige ships an update fortnightly, and Spendwise fortnightly. Most recently, Gjensidige was updated on October 22, 2026 and Spendwise on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*