# BW vs BW

The clearest difference is review sentiment: BW at 93% against BW's 20%. BW also leads on rating (4.6 vs 1.0) and ratings volume (315 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BW holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: BW has 315 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 93% of BW's written reviews are positive against 20% of BW's.

BW ships an update every 2 months, BW every 3 months. The most recent releases landed on October 29, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | BW | BW |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (315 ratings)](https://appshunter.io/ios/app/bw-bank/id375087303/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/bw-secure-mit-3d-secure/id1476519943/reviews) |
| Number of ratings | **315** | 1 |
| Positive reviews | **93.1% of reviews** | 20.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | Free |
| Size | 446 MB | 25 MB |
| Requires iOS | 17.6 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Star Finanz GmbH](https://appshunter.io/developer/320596875) | [Baden-Württembergische Bank](https://appshunter.io/developer/377691163) |

## What reviewers say

### BW

[App page](https://appshunter.io/ios/app/bw-bank/id375087303)

Manage your finances on the go with this secure banking app. View account balances, transaction history, and make transfers. It also supports sending and requesting money, group expense splitting, and managing recurring payments.

**Highlights:** Account balance and transaction overview, Secure money transfers and requests, Group expense management, Manage standing orders and scheduled payments, Card transaction tracking, Categorize and analyze spending

**In-app purchases:** none


### BW

[App page](https://appshunter.io/ios/app/bw-secure-mit-3d-secure/id1476519943)

Securely authorize online credit card payments directly from your smartphone. Avoid fraud with this convenient and easy-to-use payment verification tool.

**Highlights:** Secure online payment authorization, Convenient in-app verification, Protection against credit card fraud, Easy registration via QR code, Supports Mastercard Identity Check™, Supports Visa Secure

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BW free?

BW is free to download, with no in-app purchases.

### Is BW free?

BW is free to download, with no in-app purchases.

### Which has better reviews, BW or BW?

BW is rated higher. BW averages 4.6 out of 5 from 315 ratings, while BW averages 1.0 from 1 ratings.

### Do BW or BW have ads?

Neither BW nor BW shows ads.

### Which is updated more often, BW or BW?

BW ships an update every 2 months, and BW every 3 months. Most recently, BW was updated on October 29, 2026 and BW on October 23, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*