# Total Return vs BA Financial Calculator Plus

The clearest difference is rating: BA Financial Calculator Plus at 4.5 against Total Return's 3.9. BA Financial Calculator Plus also leads on ratings volume (146 vs 37). Total Return's advantage is review sentiment (78% vs 67%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Total Return sells 2 in-app purchases, starting at $2.99 per month and BA Financial Calculator Plus sells 4 in-app purchases, starting at $6.99 per year. Whichever you choose, the download price is not the number that matters.

BA Financial Calculator Plus holds the better App Store score, 4.5 against 3.9. Both are backed by a comparable volume of ratings — 37 and 146 respectively. Written reviews complicate that: 78% of Total Return's written reviews are positive against 67% of BA Financial Calculator Plus's, so the app with the better star average is not the one people write more warmly about.

Total Return ships an update every 2 months, BA Financial Calculator Plus every 5 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Total Return | BA Financial Calculator Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (37 ratings)](https://appshunter.io/ios/app/total-return/id376104825/reviews) | **[4.5 (146 ratings)](https://appshunter.io/ios/app/ba-financial-calculator-plus/id1146278871/reviews)** |
| Number of ratings | 37 | **146** |
| Positive reviews | **78.0% of reviews** | 66.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 21 MB | 13 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | iPhone, iPad | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Nagotek LLC](https://appshunter.io/developer/6823410046) | [RAY INFORMATICS YAZILIM TEKNOLOJI MEDYA DANISMANLIK VE EGITIM TICARET LIMITED SIRKETI](https://appshunter.io/developer/965885089) |

## What reviewers say

### Total Return

[App page](https://appshunter.io/ios/app/total-return/id376104825)

This app helps investors track their stock and ETF performance. It calculates total return, including gains, losses, dividends, and commissions, and provides annualized rates of return. Users can monitor their investment bottom line and compare performance.

**Highlights:** Calculates total investment return, Calculates annualized rate of return (CAGR), Tracks realized and unrealized gains/losses, Includes dividends and commissions, Shows current investment value and daily changes, Supports dividend reinvestment, Automated quote updates

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited access | $2.99 | per month |
| Unlimited access | $29.99 | per year |

**What reviewers like**

- 🚀 Quick portfolio monitoring
- 👍 Easy to use
- 📈 Provides good overview
- 💰 Worth the subscription fee
- 📱 Usable on iPhone/iPad

**What reviewers complain about**

- 📉 Preferred stock symbols missing
- ❌ Mutual funds don't update price change
- 📝 Manual dividend entry is tedious
- 🔗 Lacks brokerage account linking
- 📊 Lacks simple graphs

**Reported bugs**

- Preferred stock symbols missing
- Mutual funds don't update price change
- Total return doesn't support mutual funds/ETFs
- App shuts down on iOS 5
- Inaccurate stock quotes

**Requested features**

- Ability to move stock holdings to different portfolios
- Auto dividend amount added to holdings
- Simple graphs for total return
- Link with individual brokerage accounts
- Automatic dividend entry


### BA Financial Calculator Plus

[App page](https://appshunter.io/ios/app/ba-financial-calculator-plus/id1146278871)

This app offers a comprehensive suite of financial calculators, including TVM, NPV, and ROI, with detailed explanations, formulas, and examples. It provides data visualization, reports, and AI-powered insights for complex financial calculations, all while prioritizing on-device processing for privacy.

**Highlights:** Financial calculators with descriptions, formulas, and examples, Time Value of Money (TVM) calculations, Net Present Value (NPV) and Internal Rate of Return (IRR), Return on Investment (ROI) analysis, AI-powered explanations for financial insights, Data visualization and calculation reports, On-device processing for privacy

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ba Financial Pro Yearly | $6.99 | per year |
| BA Financial Yearly | $14.99 | per year |
| BA Financial Pro Lifetime | $17.99 | one-time |
| BA Financial Calculator Lifetime | $34.99 | one-time |


## Frequently asked questions

### Is Total Return free?

Total Return is free to download, with in-app purchases available.

### Is BA Financial Calculator Plus free?

BA Financial Calculator Plus is free to download, with in-app purchases available.

### Which has better reviews, Total Return or BA Financial Calculator Plus?

BA Financial Calculator Plus is rated higher. Total Return averages 3.9 out of 5 from 37 ratings, while BA Financial Calculator Plus averages 4.5 from 146 ratings.

### Do Total Return or BA Financial Calculator Plus have ads?

Neither Total Return nor BA Financial Calculator Plus shows ads.

### Which is updated more often, Total Return or BA Financial Calculator Plus?

Total Return ships an update every 2 months, and BA Financial Calculator Plus every 5 weeks. Most recently, Total Return was updated on October 24, 2026 and BA Financial Calculator Plus on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*