# Total Return vs Surety Bond Tracker

The clearest difference is in-app purchases: Surety Bond Tracker at none against Total Return's 2. Surety Bond Tracker also leads on iOS requirement (14.5 vs 18.0). Total Return's advantage is update cadence (every 2 months vs every 34 months). On price, ads and device support there is nothing between them.

Both are free to download. Total Return sells 2 in-app purchases, starting at $2.99 per month. Surety Bond Tracker asks for nothing beyond the download.

Total Return ships an update every 2 months, Surety Bond Tracker every 34 months. The most recent releases landed on November 6, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Total Return | Surety Bond Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (37 ratings)](https://appshunter.io/ios/app/total-return/id376104825/reviews)** | — |
| Number of ratings | **37** | — |
| Positive reviews | 78.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 34 months |
| Monetization | Free with in-app purchases | — |
| Size | 21 MB | 2 MB |
| Requires iOS | 18.0 | **14.5** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Nagotek LLC](https://appshunter.io/developer/6823410046) | [Otrofy Inc.](https://appshunter.io/developer/532323150) |

## What reviewers say

### Total Return

[App page](https://appshunter.io/ios/app/total-return/id376104825)

This app helps investors track their stock and ETF performance. It calculates total return, including gains, losses, dividends, and commissions, and provides annualized rates of return. Users can monitor their investment bottom line and compare performance.

**Highlights:** Calculates total investment return, Calculates annualized rate of return (CAGR), Tracks realized and unrealized gains/losses, Includes dividends and commissions, Shows current investment value and daily changes, Supports dividend reinvestment, Automated quote updates

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited access | $2.99 | per month |
| Unlimited access | $29.99 | per year |

**What reviewers like**

- 🚀 Quick portfolio monitoring
- 👍 Easy to use
- 📈 Provides good overview
- 💰 Worth the subscription fee
- 📱 Usable on iPhone/iPad

**What reviewers complain about**

- 📉 Preferred stock symbols missing
- ❌ Mutual funds don't update price change
- 📝 Manual dividend entry is tedious
- 🔗 Lacks brokerage account linking
- 📊 Lacks simple graphs

**Reported bugs**

- Preferred stock symbols missing
- Mutual funds don't update price change
- Total return doesn't support mutual funds/ETFs
- App shuts down on iOS 5
- Inaccurate stock quotes

**Requested features**

- Ability to move stock holdings to different portfolios
- Auto dividend amount added to holdings
- Simple graphs for total return
- Link with individual brokerage accounts
- Automatic dividend entry


### Surety Bond Tracker

[App page](https://appshunter.io/ios/app/surety-bond-tracker/id1223376836)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Total Return free?

Total Return is free to download, with in-app purchases available.

### Is Surety Bond Tracker free?

Surety Bond Tracker is free to download, with no in-app purchases.

### Do Total Return or Surety Bond Tracker have ads?

Neither Total Return nor Surety Bond Tracker shows ads.

### Which is updated more often, Total Return or Surety Bond Tracker?

Total Return ships an update every 2 months, and Surety Bond Tracker every 34 months. Most recently, Total Return was updated on November 6, 2026 and Surety Bond Tracker on October 26, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*