# Total Return vs Money Target

The clearest difference is rating: Money Target at 5.0 against Total Return's 3.9. Money Target also leads on in-app purchases (none vs 2) and device support (4 vs 2). Total Return's advantage is ratings volume (37 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Total Return sells 2 in-app purchases, starting at $2.99 per month. Money Target asks for nothing beyond the download.

Money Target holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Total Return has 37 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 78% and 79% positive.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Total Return | Money Target |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (37 ratings)](https://appshunter.io/ios/app/total-return/id376104825/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/money-target/id966938884/reviews)** |
| Number of ratings | **37** | 1 |
| Positive reviews | 78.0% of reviews | **78.8% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 21 MB | 39 MB |
| Requires iOS | 18.0 | **12.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Nagotek LLC](https://appshunter.io/developer/6823410046) | [Matteo Bertoldi](https://appshunter.io/developer/966938883) |

## What reviewers say

### Total Return

[App page](https://appshunter.io/ios/app/total-return/id376104825)

This app helps investors track their stock and ETF performance. It calculates total return, including gains, losses, dividends, and commissions, and provides annualized rates of return. Users can monitor their investment bottom line and compare performance.

**Highlights:** Calculates total investment return, Calculates annualized rate of return (CAGR), Tracks realized and unrealized gains/losses, Includes dividends and commissions, Shows current investment value and daily changes, Supports dividend reinvestment, Automated quote updates

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited access | $2.99 | per month |
| Unlimited access | $29.99 | per year |

**What reviewers like**

- 🚀 Quick portfolio monitoring
- 👍 Easy to use
- 📈 Provides good overview
- 💰 Worth the subscription fee
- 📱 Usable on iPhone/iPad

**What reviewers complain about**

- 📉 Preferred stock symbols missing
- ❌ Mutual funds don't update price change
- 📝 Manual dividend entry is tedious
- 🔗 Lacks brokerage account linking
- 📊 Lacks simple graphs

**Reported bugs**

- Preferred stock symbols missing
- Mutual funds don't update price change
- Total return doesn't support mutual funds/ETFs
- App shuts down on iOS 5
- Inaccurate stock quotes

**Requested features**

- Ability to move stock holdings to different portfolios
- Auto dividend amount added to holdings
- Simple graphs for total return
- Link with individual brokerage accounts
- Automatic dividend entry


### Money Target

[App page](https://appshunter.io/ios/app/money-target/id966938884)

This app helps users achieve savings goals by categorizing expenses into essentials and lifestyle. It utilizes an ideal quota system to guide spending and saving habits, with a widget for easy progress tracking.

**Highlights:** Expense categorization (Essentials vs. Lifestyle), Ideal quota system (50/30/20), Savings goal setting, Progress tracking widget, iPad split screen support

**In-app purchases:** none


## Frequently asked questions

### Is Total Return free?

Total Return is free to download, with in-app purchases available.

### Is Money Target free?

Money Target is free to download, with no in-app purchases.

### Which has better reviews, Total Return or Money Target?

Money Target is rated higher. Total Return averages 3.9 out of 5 from 37 ratings, while Money Target averages 5.0 from 1 ratings.

### Do Total Return or Money Target have ads?

Neither Total Return nor Money Target shows ads.

### Which is updated more often, Total Return or Money Target?

Total Return ships an update every 2 months, and Money Target every 2 months. Most recently, Total Return was updated on November 1, 2026 and Money Target on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*