# Ma Banque vs Pay

The clearest difference is ads: Pay at none against Ma Banque's shown. Ma Banque's advantage is update cadence (fortnightly vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ma Banque ships an update fortnightly, Pay every 2 months. The most recent releases landed on October 19, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Ma Banque | Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (2K ratings)](https://appshunter.io/ios/app/ma-banque/id376202925/reviews)** | — |
| Number of ratings | **2K** | — |
| Positive reviews | 46.2% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | — |
| Size | 263 MB | 16 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CREDIT AGRICOLE TECHNOLOGIES](https://appshunter.io/developer/787238413) | [VIALINK](https://appshunter.io/developer/471854911) |

## What reviewers say

### Ma Banque

[App page](https://appshunter.io/ios/app/ma-banque/id376202925)

Manage your personal and professional bank accounts, cards, transfers, savings, loans, and insurance securely and easily. Track your budget, make secure payments, and manage your cards. Access your agency services and documents digitally.

**Highlights:** Manage personal and professional bank accounts, Real-time account balance and operations, Perform domestic and international transfers, Budget tracking and expense visualization, Secure payments with SécuriPass, Card management (limits, blocking/unblocking), Digital contract signing and e-documents

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to manage accounts
- 👍 Convenient for international users
- 🔒 Secure authentication
- 👍 User-friendly interface
- 👍 Reliable and stable

**What reviewers complain about**

- 🐛 Delayed transaction updates
- 🔒 Overly complex security
- 👎 Lacking in functionality
- 👎 Outdated and clunky UI
- 🐛 Frequent crashes and bugs

**Reported bugs**

- Unable to log in due to security issues
- Accounts disappearing from the app
- Inconsistent transaction updates across devices
- Biometric authentication not working properly
- Inability to access account details remotely

**Requested features**

- Allow adding beneficiaries without delays
- Provide transaction details in original currency
- Implement push notifications for transactions
- Add support for more languages
- Improve categorization of expenses


### Pay

[App page](https://appshunter.io/ios/app/pay-later/id1633674004)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Ma Banque free?

Ma Banque is free to download, with no in-app purchases.

### Is Pay free?

Pay is free to download, with no in-app purchases.

### Do Ma Banque or Pay have ads?

Ma Banque shows ads; Pay does not.

### Which is updated more often, Ma Banque or Pay?

Ma Banque ships an update fortnightly, and Pay every 2 months. Most recently, Ma Banque was updated on October 19, 2026 and Pay on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*