# Ma Banque vs Lydia

The clearest difference is ads: Lydia at none against Ma Banque's shown. Lydia also leads on rating (5.0 vs 4.6) and review sentiment (60% vs 46%). Ma Banque's advantage is ratings volume (2.1K vs 6) and device support (3 vs 1). On price, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lydia holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Ma Banque has 2.1K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 46% of Ma Banque's written reviews are positive against 60% of Lydia's.

Ma Banque ships an update fortnightly, Lydia weekly. The most recent releases landed on November 6, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Ma Banque | Lydia |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (2.1K ratings)](https://appshunter.io/ios/app/ma-banque/id376202925/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/lydia/id6475691727/reviews)** |
| Number of ratings | **2.1K** | 6 |
| Positive reviews | 46.2% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Ad-supported | **Free** |
| Size | 277 MB | 240 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [CREDIT AGRICOLE TECHNOLOGIES](https://appshunter.io/developer/787238413) | [LYDIA Solutions](https://appshunter.io/developer/495706608) |

## What reviewers say

### Ma Banque

[App page](https://appshunter.io/ios/app/ma-banque/id376202925)

Manage your personal and professional bank accounts, cards, transfers, savings, loans, and insurance. Perform transactions, track your budget, and secure your operations. Access your agency services and personalize your experience.

**Highlights:** Real-time account balance and operations, Domestic and international transfers, Budget tracking and categorization, Secure payment validation with SécuriPass, Card management (limits, blocking, unlocking), Insurance quotes and loan simulations, Messaging with advisor and appointment booking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to manage accounts
- 👍 Convenient for international users
- 🔒 Secure authentication
- 👍 User-friendly interface
- 👍 Reliable and stable

**What reviewers complain about**

- 🐛 Delayed transaction updates
- 🔒 Overly complex security
- 👎 Lacking in functionality
- 👎 Outdated and clunky UI
- 🐛 Frequent crashes and bugs

**Reported bugs**

- Unable to log in due to security issues
- Accounts disappearing from the app
- Inconsistent transaction updates across devices
- Biometric authentication not working properly
- Inability to access account details remotely

**Requested features**

- Allow adding beneficiaries without delays
- Provide transaction details in original currency
- Implement push notifications for transactions
- Add support for more languages
- Improve categorization of expenses


### Lydia

[App page](https://appshunter.io/ios/app/lydia/id6475691727)

Easily send and receive money with just a phone number. Create shareable money pots to collect funds quickly. This free service prioritizes security and privacy, meeting the latest banking standards.

**Highlights:** Send and receive money, Money pots for group collections, Wire transfers via phone number, Secure and private transactions, Free to use

**In-app purchases:** none


## Frequently asked questions

### Is Ma Banque free?

Ma Banque is free to download, with no in-app purchases.

### Is Lydia free?

Lydia is free to download, with no in-app purchases.

### Which has better reviews, Ma Banque or Lydia?

Lydia is rated higher. Ma Banque averages 4.6 out of 5 from 2.1K ratings, while Lydia averages 5.0 from 6 ratings.

### Do Ma Banque or Lydia have ads?

Ma Banque shows ads; Lydia does not.

### Which is updated more often, Ma Banque or Lydia?

Ma Banque ships an update fortnightly, and Lydia weekly. Most recently, Ma Banque was updated on November 6, 2026 and Lydia on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*