# L'Appli SG vs Simply Pay

The clearest difference is monetization model: Simply Pay at free against L'Appli SG's free with in-app purchases. Simply Pay also leads on review sentiment (48% vs 37%). L'Appli SG's advantage is ratings volume (1.8K vs 4) and rating (4.6 vs 4.3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

L'Appli SG holds the better App Store score, 4.6 against 4.3. That said, the two scores are not equally well evidenced: L'Appli SG has 1.8K ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 37% of L'Appli SG's written reviews are positive against 48% of Simply Pay's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | L'Appli SG | Simply Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (1.8K ratings)](https://appshunter.io/ios/app/lappli-sg/id376991016/reviews)** | [4.3 (4 ratings)](https://appshunter.io/ios/app/simply-pay/id1573582913/reviews) |
| Number of ratings | **1.8K** | 4 |
| Positive reviews | 37.4% of reviews | **48.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 106 MB | 53 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 9+ | 4+ |
| Developer | [Société Générale](https://appshunter.io/developer/376991019) | [LM CONTROL](https://appshunter.io/developer/1573582915) |

## What reviewers say

### L'Appli SG

[App page](https://appshunter.io/ios/app/lappli-sg/id376991016)

Manage your bank accounts, make transfers, and handle cards and insurance securely from your mobile device. Access essential features with one click, personalize your experience, and get instant support from a personal assistant or live experts.

**Highlights:** Account balance and real-time notifications, Personalized home screen with widgets, Real-time card management (limits, lock/unlock, opposition), Mobile payments with Apple Pay, Expense categorization for budget management, Various transfer options (instant, international), 24/7 personal assistant and expert video support

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Straightforward and easy to use
- 🚀 Responsive and fast
- 💡 Useful features like location-based ATM finder

**What reviewers complain about**

- 🐛 Frequent crashes and service outages
- 🔒 Difficult to set up security features like Pass Sécurité
- 💤 Slow to update account information
- 🌐 Lack of English language support

**Reported bugs**

- Unable to add international phone numbers for security features
- Validation errors when trying to transfer funds
- Notifications not working as expected

**Requested features**

- Add Touch ID/Face ID support
- Improve in-app messaging and customer support
- Provide an English language version
- Optimize app for larger screens like iPad


### Simply Pay

[App page](https://appshunter.io/ios/app/simply-pay/id1573582913)

Easily pay for services at laundromats and car washes directly from your smartphone. This app offers a secure private wallet, exclusive promotions, and customer loyalty rewards for a seamless payment experience.

**Highlights:** Fast and secure payments, Integrated virtual wallet, Promotional offers and benefits, Customer loyalty program, QR code scanning for payment

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is L'Appli SG free?

L'Appli SG is free to download, with no in-app purchases.

### Is Simply Pay free?

Simply Pay is free to download, with no in-app purchases.

### Which has better reviews, L'Appli SG or Simply Pay?

L'Appli SG is rated higher. L'Appli SG averages 4.6 out of 5 from 1.8K ratings, while Simply Pay averages 4.3 from 4 ratings.

### Do L'Appli SG or Simply Pay have ads?

Neither L'Appli SG nor Simply Pay shows ads.

### Which is updated more often, L'Appli SG or Simply Pay?

L'Appli SG ships an update every 5 weeks, and Simply Pay every 5 weeks. Most recently, L'Appli SG was updated on October 15, 2026 and Simply Pay on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*