# L'Appli SG vs Lydia

The clearest difference is rating: Lydia at 5.0 against L'Appli SG's 4.6. Lydia also leads on monetization model (free vs free with in-app purchases) and update cadence (weekly vs every 5 weeks). L'Appli SG's advantage is ratings volume (1.8K vs 6) and device support (4 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lydia holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: L'Appli SG has 1.8K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 37% of L'Appli SG's written reviews are positive against 60% of Lydia's.

L'Appli SG ships an update every 5 weeks, Lydia weekly. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | L'Appli SG | Lydia |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.8K ratings)](https://appshunter.io/ios/app/lappli-sg/id376991016/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/lydia/id6475691727/reviews)** |
| Number of ratings | **1.8K** | 6 |
| Positive reviews | 37.4% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 109 MB | 240 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone |
| Age rating | 9+ | 4+ |
| Developer | [Société Générale](https://appshunter.io/developer/376991019) | [LYDIA Solutions](https://appshunter.io/developer/495706608) |

## What reviewers say

### L'Appli SG

[App page](https://appshunter.io/ios/app/lappli-sg/id376991016)

Manage your bank accounts, make transfers, and handle cards and insurance securely from your mobile device. Access essential features with one click, personalize your experience, and get instant support from a personal assistant or live experts.

**Highlights:** Account balance and real-time notifications, Personalized home screen with widgets, Real-time card management (limits, lock/unlock, opposition), Mobile payments with Apple Pay, Expense categorization for budget management, Various transfer options (instant, international), 24/7 personal assistant and expert video support

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Straightforward and easy to use
- 🚀 Responsive and fast
- 💡 Useful features like location-based ATM finder

**What reviewers complain about**

- 🐛 Frequent crashes and service outages
- 🔒 Difficult to set up security features like Pass Sécurité
- 💤 Slow to update account information
- 🌐 Lack of English language support

**Reported bugs**

- Unable to add international phone numbers for security features
- Validation errors when trying to transfer funds
- Notifications not working as expected

**Requested features**

- Add Touch ID/Face ID support
- Improve in-app messaging and customer support
- Provide an English language version
- Optimize app for larger screens like iPad


### Lydia

[App page](https://appshunter.io/ios/app/lydia/id6475691727)

Easily send and receive money with just a phone number. Create shareable money pots to collect funds quickly. This free service prioritizes security and privacy, meeting the latest banking standards.

**Highlights:** Send and receive money, Money pots for group collections, Wire transfers via phone number, Secure and private transactions, Free to use

**In-app purchases:** none


## Frequently asked questions

### Is L'Appli SG free?

L'Appli SG is free to download, with no in-app purchases.

### Is Lydia free?

Lydia is free to download, with no in-app purchases.

### Which has better reviews, L'Appli SG or Lydia?

Lydia is rated higher. L'Appli SG averages 4.6 out of 5 from 1.8K ratings, while Lydia averages 5.0 from 6 ratings.

### Do L'Appli SG or Lydia have ads?

Neither L'Appli SG nor Lydia shows ads.

### Which is updated more often, L'Appli SG or Lydia?

L'Appli SG ships an update every 5 weeks, and Lydia weekly. Most recently, L'Appli SG was updated on November 7, 2026 and Lydia on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*