# Mashreq UAE vs Rakbank

The clearest difference is monetization model: Mashreq UAE at free against Rakbank's free with in-app purchases. Mashreq UAE also leads on rating (4.8 vs 4.5) and ratings volume (9.5K vs 1K). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mashreq UAE holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Mashreq UAE has 9.5K ratings behind it against 1K, so its average is the more settled of the two. Written reviews point the same way: 44% of Mashreq UAE's written reviews are positive against 34% of Rakbank's.

Mashreq UAE ships an update fortnightly, Rakbank weekly. Both last shipped on November 1, 2026.

## The numbers

| Metric | Mashreq UAE | Rakbank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (9.5K ratings)](https://appshunter.io/ios/app/mashreq-uae-digital-banking/id378549193/reviews)** | [4.5 (1K ratings)](https://appshunter.io/ios/app/rakbank/id427758991/reviews) |
| Number of ratings | **9.5K** | 1K |
| Positive reviews | **43.7% of reviews** | 34.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 208 MB | 248 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Mashreq Bank PSC](https://appshunter.io/developer/378549196) | [National Bank of Ras Al Khaimah](https://appshunter.io/developer/421642094) |

## What reviewers say

### Mashreq UAE

[App page](https://appshunter.io/ios/app/mashreq-uae-digital-banking/id378549193)

This digital banking app offers secure and convenient access to your finances. Open accounts instantly, manage investments, make transfers, and access exclusive lifestyle perks and savings opportunities. It provides a comprehensive suite of tools for everyday banking and financial planning.

**Highlights:** Instant digital account opening, Salary transfer benefits, High-yield savings accounts, Investment options from $1, Cardless ATM withdrawals, Bill payments and mobile recharges, 24/7 virtual assistant support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 User-friendly app
- 🔒 Secure banking
- 💡 Convenient features
- 🤝 Good customer service

**What reviewers complain about**

- 🐛 Bugs and crashes
- ⏱️ Slow performance
- 💰 High fees and charges
- 📢 Excessive marketing notifications
- 🤖 Poor customer support

**Reported bugs**

- Login issues and account activation problems
- Inability to update personal information
- Inconsistent app behavior across devices
- Errors during money transfers and bill payments
- Unreliable app performance and frequent crashes

**Requested features**

- Improved account management options
- Seamless online and offline banking
- Customizable app interface
- Enhanced security features
- Better integration with other services


### Rakbank

[App page](https://appshunter.io/ios/app/rakbank/id427758991)

Manage your banking needs with a secure and intuitive mobile application. Open accounts digitally, make quick payments, and transfer funds easily. Access customer support through live chat for a seamless banking experience.

**Highlights:** Digital account opening, Biometric login, Card activation and PIN reset, Multiple bill payments, Instant fund transfers, Cardless ATM withdrawals, Live chat support

**Features:** Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent customer service
- 👍 Wonderful deals
- 👍 Easy to use
- 👍 Efficient and user-friendly
- 👍 Simplified processes

**What reviewers complain about**

- 🐛 App crashes on open
- 🐛 Login issues with Face ID
- 🐛 Unresponsive live chat
- 🐛 Clunky UI and navigation
- 🐛 Unintuitive placement of UI elements

**Reported bugs**

- App crashes on open
- Login issues with Face ID
- Unresponsive live chat
- Compatibility issues with larger phones
- Verification procedures are complicated

**Requested features**

- Add last 5-10 transaction history
- Display cash back amount information
- Allow using cash back from the app
- Implement Arabic language support
- Improve debit card management features


## Frequently asked questions

### Is Mashreq UAE free?

Mashreq UAE is free to download, with no in-app purchases.

### Is Rakbank free?

Rakbank is free to download, with no in-app purchases.

### Which has better reviews, Mashreq UAE or Rakbank?

Mashreq UAE is rated higher. Mashreq UAE averages 4.8 out of 5 from 9.5K ratings, while Rakbank averages 4.5 from 1K ratings.

### Do Mashreq UAE or Rakbank have ads?

Neither Mashreq UAE nor Rakbank shows ads.

### Which is updated more often, Mashreq UAE or Rakbank?

Mashreq UAE ships an update fortnightly, and Rakbank weekly. Most recently, Mashreq UAE was updated on November 1, 2026 and Rakbank on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*