# ClearCheckbook vs Transact Bank Personal

The clearest difference is rating: Transact Bank Personal at 5.0 against ClearCheckbook's 3.1. Transact Bank Personal also leads on in-app purchases (none vs 1). ClearCheckbook's advantage is update cadence (fortnightly vs every 4 months) and ratings volume (153 vs 3). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. ClearCheckbook sells 1 one-off in-app purchase. Transact Bank Personal asks for nothing beyond the download.

Transact Bank Personal holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: ClearCheckbook has 153 ratings behind it against 3, so its average is the more settled of the two.

ClearCheckbook ships an update fortnightly, Transact Bank Personal every 4 months. The most recent releases landed on October 26, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | ClearCheckbook | Transact Bank Personal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (153 ratings)](https://appshunter.io/ios/app/clearcheckbook/id378755274/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/transact-bank-personal/id1502109477/reviews)** |
| Number of ratings | **153** | 3 |
| Positive reviews | 37.5% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 4 months |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 105 MB | 131 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [SiliconTrance, LLC](https://appshunter.io/developer/378755277) | [Transact Bank](https://appshunter.io/developer/1502109476) |

## What reviewers say

### ClearCheckbook

[App page](https://appshunter.io/ios/app/clearcheckbook/id378755274)

Manage your personal finances on the go with this comprehensive tool. Track transactions, view balances, set budgets, and monitor bill payments. Securely syncs with your online account for access across all devices.

**Highlights:** View account balances and transaction history, Add and edit transactions, Organize accounts and categories, Set budgets and reminders, Track bill payments, Project future balances, Spending tracker

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mobile Premium Upgrade | $4.99 | one-time |

**What reviewers like**

- 👍 Simple and clean interface
- 💰 Free version available with core features
- 🔄 Syncs seamlessly across web and mobile devices
- 📱 Available on both iOS and Android
- ⚡ Responsive and helpful customer support

**What reviewers complain about**

- 🐛 Frequent syncing issues between devices
- 🐛 Duplicate transaction entries
- 🐛 Balance calculations incorrect or not updating
- 🐛 App crashes and freezes regularly
- 😕 Unintuitive interface in some areas

**Reported bugs**

- Transactions fail to sync between devices
- Duplicate entries appearing in register
- Balance not updating after adding transactions
- App crashes when adding transactions
- Spinning loading wheel that never stops

**Requested features**

- Dark mode option
- Receipt photo attachment capability
- Envelope budgeting gadget on mobile app
- Auto-complete for payee descriptions
- Better category management and easier category addition


### Transact Bank Personal

[App page](https://appshunter.io/ios/app/transact-bank-personal/id1502109477)

Manage your personal finances conveniently and securely from your mobile device. Review account activity, deposit checks by photo, and transfer funds between accounts. Get easy access to customer support for any banking needs.

**Highlights:** Manage checking and savings accounts, View transaction history, Transfer funds between accounts, Mobile check deposit via photos, Contact customer support easily

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ClearCheckbook free?

ClearCheckbook is free to download, with in-app purchases available.

### Is Transact Bank Personal free?

Transact Bank Personal is free to download, with no in-app purchases.

### Which has better reviews, ClearCheckbook or Transact Bank Personal?

Transact Bank Personal is rated higher. ClearCheckbook averages 3.1 out of 5 from 153 ratings, while Transact Bank Personal averages 5.0 from 3 ratings.

### Do ClearCheckbook or Transact Bank Personal have ads?

Neither ClearCheckbook nor Transact Bank Personal shows ads.

### Which is updated more often, ClearCheckbook or Transact Bank Personal?

ClearCheckbook ships an update fortnightly, and Transact Bank Personal every 4 months. Most recently, ClearCheckbook was updated on October 26, 2026 and Transact Bank Personal on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*