# ClearCheckbook vs Bank Account

The clearest difference is rating: Bank Account at 4.0 against ClearCheckbook's 3.1. Bank Account also leads on review sentiment (80% vs 38%). ClearCheckbook's advantage is ads (none vs shown) and update cadence (fortnightly vs every 4 months). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. ClearCheckbook sells 1 one-off in-app purchase and Bank Account sells 1 in-app purchase, starting at $0.99 per 3 months. Whichever you choose, the download price is not the number that matters.

Bank Account holds the better App Store score, 4.0 against 3.1. Both are backed by a comparable volume of ratings — 153 and 32 respectively. Written reviews point the same way: 38% of ClearCheckbook's written reviews are positive against 80% of Bank Account's.

ClearCheckbook ships an update fortnightly, Bank Account every 4 months. Both last shipped on October 23, 2026.

## The numbers

| Metric | ClearCheckbook | Bank Account |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (153 ratings)](https://appshunter.io/ios/app/clearcheckbook/id378755274/reviews) | **[4.0 (32 ratings)](https://appshunter.io/ios/app/bank-account/id441685366/reviews)** |
| Number of ratings | **153** | 32 |
| Positive reviews | 37.5% of reviews | **79.7% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 4 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 105 MB | 5 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [SiliconTrance, LLC](https://appshunter.io/developer/378755277) | [Harden Consulting LLC](https://appshunter.io/developer/366561891) |

## What reviewers say

### ClearCheckbook

[App page](https://appshunter.io/ios/app/clearcheckbook/id378755274)

Manage your personal finances on the go with this comprehensive tool. Track transactions, view balances, set budgets, and monitor bill payments. Securely syncs with your online account for access across all devices.

**Highlights:** View account balances and transaction history, Add and edit transactions, Organize accounts and categories, Set budgets and reminders, Track bill payments, Project future balances, Spending tracker

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mobile Premium Upgrade | $4.99 | one-time |

**What reviewers like**

- 👍 Simple and clean interface
- 💰 Free version available with core features
- 🔄 Syncs seamlessly across web and mobile devices
- 📱 Available on both iOS and Android
- ⚡ Responsive and helpful customer support

**What reviewers complain about**

- 🐛 Frequent syncing issues between devices
- 🐛 Duplicate transaction entries
- 🐛 Balance calculations incorrect or not updating
- 🐛 App crashes and freezes regularly
- 😕 Unintuitive interface in some areas

**Reported bugs**

- Transactions fail to sync between devices
- Duplicate entries appearing in register
- Balance not updating after adding transactions
- App crashes when adding transactions
- Spinning loading wheel that never stops

**Requested features**

- Dark mode option
- Receipt photo attachment capability
- Envelope budgeting gadget on mobile app
- Auto-complete for payee descriptions
- Better category management and easier category addition


### Bank Account

[App page](https://appshunter.io/ios/app/bank-account/id441685366)

This app helps you manage multiple bank accounts and track transactions locally on your device. It offers features like total balance overview, currency selection, and transaction backups to CSV or TXT files. It's designed for personal financial tracking and includes an optional ad-free subscription.

**Highlights:** Manage multiple accounts, Total balance overview, Currency selection per account, Backup/restore transactions, Search transactions, Expense breakdown by category, Lock screen option

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $0.99 | per 3 months |

**What reviewers like**

- 👍 Simple and functional
- 👍 Easy data entry
- 👍 Not overcrowded with features
- 👍 Best thing since sliced bread
- 👍 Super organized

**What reviewers complain about**

- 🐛 Too much going on, becomes a hindrance
- 🐛 Forget to select 'save', no warning
- 🐛 Ledger can be off
- 🐛 Missing items with no notification
- 🐛 Inefficient workflow

**Reported bugs**

- Forget to select 'save', no warning
- Ledger can be off
- Missing items with no notification
- Unable to change dollar amount
- Doesn't work anymore

**Requested features**

- Simplify entry process
- Redesign to address 'save' issue
- Duplicate entry saved on exit
- See all accounts on one screen
- Reconcile each transaction


## Frequently asked questions

### Is ClearCheckbook free?

ClearCheckbook is free to download, with in-app purchases available.

### Is Bank Account free?

Bank Account is free to download, with in-app purchases available.

### Which has better reviews, ClearCheckbook or Bank Account?

Bank Account is rated higher. ClearCheckbook averages 3.1 out of 5 from 153 ratings, while Bank Account averages 4.0 from 32 ratings.

### Do ClearCheckbook or Bank Account have ads?

Bank Account shows ads; ClearCheckbook does not.

### Which is updated more often, ClearCheckbook or Bank Account?

ClearCheckbook ships an update fortnightly, and Bank Account every 4 months. Most recently, ClearCheckbook was updated on October 23, 2026 and Bank Account on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*