# ClearCheckbook vs SpendSavvy

The clearest difference is review sentiment: SpendSavvy at 100% against ClearCheckbook's 38%. SpendSavvy also leads on rating (5.0 vs 3.1). ClearCheckbook's advantage is ratings volume (153 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. ClearCheckbook sells 1 one-off in-app purchase and SpendSavvy sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

SpendSavvy holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: ClearCheckbook has 153 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 38% of ClearCheckbook's written reviews are positive against 100% of SpendSavvy's.

ClearCheckbook ships an update fortnightly, SpendSavvy every 10 days. The most recent releases landed on November 10, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | ClearCheckbook | SpendSavvy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (153 ratings)](https://appshunter.io/ios/app/clearcheckbook/id378755274/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/spendsavvy-smart-savings/id6758913522/reviews)** |
| Number of ratings | **153** | 5 |
| Positive reviews | 37.5% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 10 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 108 MB | 22 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [SiliconTrance, LLC](https://appshunter.io/developer/378755277) | [SpendSavvy LLC](https://appshunter.io/developer/1875716054) |

## What reviewers say

### ClearCheckbook

[App page](https://appshunter.io/ios/app/clearcheckbook/id378755274)

Manage your personal finances on the go with this comprehensive tool. Track transactions, view balances, set budgets, and monitor bill payments. Securely syncs with your online account for access across all devices.

**Highlights:** View account balances and transaction history, Add and edit transactions, Organize accounts and categories, Set budgets and reminders, Track bill payments, Project future balances, Spending tracker

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mobile Premium Upgrade | $4.99 | one-time |

**What reviewers like**

- 👍 Simple and clean interface
- 💰 Free version available with core features
- 🔄 Syncs seamlessly across web and mobile devices
- 📱 Available on both iOS and Android
- ⚡ Responsive and helpful customer support

**What reviewers complain about**

- 🐛 Frequent syncing issues between devices
- 🐛 Duplicate transaction entries
- 🐛 Balance calculations incorrect or not updating
- 🐛 App crashes and freezes regularly
- 😕 Unintuitive interface in some areas

**Reported bugs**

- Transactions fail to sync between devices
- Duplicate entries appearing in register
- Balance not updating after adding transactions
- App crashes when adding transactions
- Spinning loading wheel that never stops

**Requested features**

- Dark mode option
- Receipt photo attachment capability
- Envelope budgeting gadget on mobile app
- Auto-complete for payee descriptions
- Better category management and easier category addition


### SpendSavvy

[App page](https://appshunter.io/ios/app/spendsavvy-smart-savings/id6758913522)

This AI-powered app helps you save money by scanning receipts to track spending, compare prices, and offer personalized savings tips. It provides budget tracking and insights to help you spend smarter and avoid overpaying.

**Highlights:** AI receipt scanning, Price comparison across retailers, Budget tracking and forecasting, Personalized savings tips, Spending insights and reports, Secure data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendSavvy Pro | $5.99 | per month |
| SpendSavvy Pro | $39.99 | per year |


## Frequently asked questions

### Is ClearCheckbook free?

ClearCheckbook is free to download, with in-app purchases available.

### Is SpendSavvy free?

SpendSavvy is free to download, with in-app purchases available.

### Which has better reviews, ClearCheckbook or SpendSavvy?

SpendSavvy is rated higher. ClearCheckbook averages 3.1 out of 5 from 153 ratings, while SpendSavvy averages 5.0 from 5 ratings.

### Do ClearCheckbook or SpendSavvy have ads?

Neither ClearCheckbook nor SpendSavvy shows ads.

### Which is updated more often, ClearCheckbook or SpendSavvy?

ClearCheckbook ships an update fortnightly, and SpendSavvy every 10 days. Most recently, ClearCheckbook was updated on November 10, 2026 and SpendSavvy on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*