# 모니모(삼성금융통합앱) 생명 화재 카드 증권 vs 신한 SOL페이

The clearest difference is rating: 모니모(삼성금융통합앱) 생명 화재 카드 증권 at 4.0 against 신한 SOL페이's 3.2. 모니모(삼성금융통합앱) 생명 화재 카드 증권 also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). 신한 SOL페이's advantage is review sentiment (37% vs 9%). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

모니모(삼성금융통합앱) 생명 화재 카드 증권 holds the better App Store score, 4.0 against 3.2. Both are backed by a comparable volume of ratings — 145 and 336 respectively. Written reviews complicate that: 9% of 모니모(삼성금융통합앱) 생명 화재 카드 증권's written reviews are positive against 37% of 신한 SOL페이's, so the app with the better star average is not the one people write more warmly about.

모니모(삼성금융통합앱) 생명 화재 카드 증권 ships an update every 4 weeks, 신한 SOL페이 every 3 weeks. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | 모니모(삼성금융통합앱) 생명 화재 카드 증권 | 신한 SOL페이 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (145 ratings)](https://appshunter.io/ios/app/id379577046/reviews)** | [3.2 (336 ratings)](https://appshunter.io/ios/app/sol/id572462317/reviews) |
| Number of ratings | 145 | **336** |
| Positive reviews | 9.4% of reviews | **37.4% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 weeks | **Every 3 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 201 MB | 258 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Samsungcard Co., Ltd.](https://appshunter.io/developer/379577049) | [Shinhan Card Co., Ltd.](https://appshunter.io/developer/360679920) |

## What reviewers say

### 모니모(삼성금융통합앱) 생명 화재 카드 증권

[App page](https://appshunter.io/ios/app/id379577046)

Consolidate all your Samsung financial services into one app. Manage insurance claims, view credit card transactions, and invest in stocks. Discover personalized financial content and earn rewards for daily activities.

**Highlights:** Unified Samsung financial services, Insurance claim submission, Credit card transaction viewing, Stock investment, Personalized financial content, Daily activity rewards, Asset management overview

**Features:** Vision Pro support

**In-app purchases:** none


### 신한 SOL페이

[App page](https://appshunter.io/ios/app/sol/id572462317)

This comprehensive financial platform integrates payments, asset management, and lifestyle services. It offers convenient banking, shopping, content, and exclusive benefits from the Shinhan Financial Group, all accessible through a user-friendly interface.

**Highlights:** Integrated payments and banking, Comprehensive asset management, Personalized content and shopping, Exclusive Shinhan Financial Group benefits, Easy membership and card registration, Digital ID and certificate management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and efficient app
- 💡 Innovative features like Play to Earn
- 🔒 Secure app with good security features

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤔 Confusing UI and navigation
- ⚠️ Unreliable app performance
- 🤯 Frustrating user experience

**Reported bugs**

- Login and authentication issues
- Incompatibility with certain devices
- Unreliable in-app payments and transactions
- Frequent app freezes and force closures

**Requested features**

- Improve app stability and reduce crashes
- Simplify UI and make navigation more intuitive
- Provide better support for overseas users
- Add more customization options


## Frequently asked questions

### Is 모니모(삼성금융통합앱) 생명 화재 카드 증권 free?

모니모(삼성금융통합앱) 생명 화재 카드 증권 is free to download, with no in-app purchases.

### Is 신한 SOL페이 free?

신한 SOL페이 is free to download, with no in-app purchases.

### Which has better reviews, 모니모(삼성금융통합앱) 생명 화재 카드 증권 or 신한 SOL페이?

모니모(삼성금융통합앱) 생명 화재 카드 증권 is rated higher. 모니모(삼성금융통합앱) 생명 화재 카드 증권 averages 4.0 out of 5 from 145 ratings, while 신한 SOL페이 averages 3.2 from 336 ratings.

### Do 모니모(삼성금융통합앱) 생명 화재 카드 증권 or 신한 SOL페이 have ads?

신한 SOL페이 shows ads; 모니모(삼성금융통합앱) 생명 화재 카드 증권 does not.

### Which is updated more often, 모니모(삼성금융통합앱) 생명 화재 카드 증권 or 신한 SOL페이?

모니모(삼성금융통합앱) 생명 화재 카드 증권 ships an update every 4 weeks, and 신한 SOL페이 every 3 weeks. Most recently, 모니모(삼성금융통합앱) 생명 화재 카드 증권 was updated on September 22, 2026 and 신한 SOL페이 on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*