# 宏遠證券「Phone神榜」 vs CWMoney

The clearest difference is in-app purchases: 宏遠證券「Phone神榜」 at none against CWMoney's 4. 宏遠證券「Phone神榜」 also leads on ads (none vs shown). CWMoney's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence and device support there is nothing between them.

Both are free to download. CWMoney sells 4 in-app purchases, starting at $2.49 per month. 宏遠證券「Phone神榜」 asks for nothing beyond the download.

宏遠證券「Phone神榜」 ships an update every 6 weeks, CWMoney every 5 weeks. The most recent releases landed on October 29, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | 宏遠證券「Phone神榜」 | CWMoney |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.7 (362 ratings)](https://appshunter.io/ios/app/cwmoney/id1029760973/reviews)** |
| Number of ratings | — | **362** |
| Positive reviews | — | 81.8% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | **Every 5 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 113 MB | 170 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Horizon Securities Corporation](https://appshunter.io/developer/780222910) | [KINGWAY MEDIA CO., LTD.](https://appshunter.io/developer/1861368921) |

## What reviewers say

### 宏遠證券「Phone神榜」

[App page](https://appshunter.io/ios/app/phone/id380415171)

**Features:** Vision Pro support

**In-app purchases:** none


### CWMoney

[App page](https://appshunter.io/ios/app/cwmoney/id1029760973)

Manage your personal finances with this comprehensive app. Track daily expenses and income, visualize your spending with charts, and set budgets. Supports multiple accounts, currencies, and offers advanced features like GPS tracking and cloud backup.

**Highlights:** Daily expense and income tracking, Income and expense pie/bar charts, Multiple accounts and currencies, Budget setting, Hierarchical categories, Cloud backup to Dropbox, GPS, camera, and voice recording support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP每個月90元 | $2.49 | per month |
| VIP 家庭方案每個月150元 (可邀請兩位朋友成為VIP) | $4.99 | per month |
| VIP每半年525元 | $14.99 | per 6 months |
| VIP每年690元 | $19.99 | per year |

**What reviewers like**

- 👍 Interface clean and intuitive
- 👍 Easy to use and practical
- 👍 Versatile and functional
- 👍 Good for tracking expenses
- 👍 Customization options available

**What reviewers complain about**

- 🐛 Slow startup after updates
- 🐛 Frequent logouts requiring re-login
- 🐛 App crashes when accessing monthly reports
- 🐛 Date search function removed, inconvenient
- 🐛 Fixed FX rates, not realistic

**Reported bugs**

- Frequent logouts
- App crashes when accessing monthly reports
- Date search function removed
- FX rate is fixed for all periods
- Remarks disappear and do not save

**Requested features**

- Allow changing default currency
- Add option to change display currency for total income/expenses
- Enable budget linking to monthly income
- Add option to change language
- Add simplified Chinese language option


## Frequently asked questions

### Is 宏遠證券「Phone神榜」 free?

宏遠證券「Phone神榜」 is free to download, with no in-app purchases.

### Is CWMoney free?

CWMoney is free to download, with in-app purchases available.

### Do 宏遠證券「Phone神榜」 or CWMoney have ads?

CWMoney shows ads; 宏遠證券「Phone神榜」 does not.

### Which is updated more often, 宏遠證券「Phone神榜」 or CWMoney?

宏遠證券「Phone神榜」 ships an update every 6 weeks, and CWMoney every 5 weeks. Most recently, 宏遠證券「Phone神榜」 was updated on October 29, 2026 and CWMoney on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*