# 臺企銀證券「e點成金」 vs CWMoney

The clearest difference is review sentiment: CWMoney at 82% against 臺企銀證券「e點成金」's 12%. CWMoney also leads on rating (4.7 vs 3.0) and ratings volume (358 vs 1). 臺企銀證券「e點成金」's advantage is in-app purchases (none vs 4) and ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. CWMoney sells 4 in-app purchases, starting at $2.49 per month. 臺企銀證券「e點成金」 asks for nothing beyond the download.

CWMoney holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: CWMoney has 358 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 12% of 臺企銀證券「e點成金」's written reviews are positive against 82% of CWMoney's.

臺企銀證券「e點成金」 ships an update every 5 months, CWMoney every 5 weeks. The most recent releases landed on September 18, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | 臺企銀證券「e點成金」 | CWMoney |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (1 ratings)](https://appshunter.io/ios/app/e/id380427048/reviews) | **[4.7 (358 ratings)](https://appshunter.io/ios/app/cwmoney/id1029760973/reviews)** |
| Number of ratings | 1 | **358** |
| Positive reviews | 12.0% of reviews | **81.8% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 5 months | **Every 5 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 69 MB | 170 MB |
| Requires iOS | 15.5 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [TAIWAN BUSINESS BANK Co., Ltd.](https://appshunter.io/developer/591352234) | [KINGWAY MEDIA CO., LTD.](https://appshunter.io/developer/1861368921) |

## What reviewers say

### 臺企銀證券「e點成金」

[App page](https://appshunter.io/ios/app/e/id380427048)

This app provides real-time stock quotes, financial news, and trading capabilities for Taiwan Business Bank Securities clients. It offers a user-friendly interface for placing orders, checking account balances, and analyzing market data with technical indicators.

**Highlights:** Real-time stock, futures, and options quotes, Financial news and market analysis, Personalized watchlists, Intuitive trading interface, Account balance and order status inquiries, Technical charting with indicators

**In-app purchases:** none


### CWMoney

[App page](https://appshunter.io/ios/app/cwmoney/id1029760973)

Manage your personal finances with this comprehensive app. Track daily expenses and income, visualize your spending with charts, and set budgets. Supports multiple accounts, currencies, and offers advanced features like GPS tracking and cloud backup.

**Highlights:** Daily expense and income tracking, Income and expense pie/bar charts, Multiple accounts and currencies, Budget setting, Hierarchical categories, Cloud backup to Dropbox, GPS, camera, and voice recording support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP每個月90元 | $2.49 | per month |
| VIP 家庭方案每個月150元 (可邀請兩位朋友成為VIP) | $4.99 | per month |
| VIP每半年525元 | $14.99 | per 6 months |
| VIP每年690元 | $19.99 | per year |

**What reviewers like**

- 👍 Interface clean and intuitive
- 👍 Easy to use and practical
- 👍 Versatile and functional
- 👍 Good for tracking expenses
- 👍 Customization options available

**What reviewers complain about**

- 🐛 Slow startup after updates
- 🐛 Frequent logouts requiring re-login
- 🐛 App crashes when accessing monthly reports
- 🐛 Date search function removed, inconvenient
- 🐛 Fixed FX rates, not realistic

**Reported bugs**

- Frequent logouts
- App crashes when accessing monthly reports
- Date search function removed
- FX rate is fixed for all periods
- Remarks disappear and do not save

**Requested features**

- Allow changing default currency
- Add option to change display currency for total income/expenses
- Enable budget linking to monthly income
- Add option to change language
- Add simplified Chinese language option


## Frequently asked questions

### Is 臺企銀證券「e點成金」 free?

臺企銀證券「e點成金」 is free to download, with no in-app purchases.

### Is CWMoney free?

CWMoney is free to download, with in-app purchases available.

### Which has better reviews, 臺企銀證券「e點成金」 or CWMoney?

CWMoney is rated higher. 臺企銀證券「e點成金」 averages 3.0 out of 5 from 1 ratings, while CWMoney averages 4.7 from 358 ratings.

### Do 臺企銀證券「e點成金」 or CWMoney have ads?

CWMoney shows ads; 臺企銀證券「e點成金」 does not.

### Which is updated more often, 臺企銀證券「e點成金」 or CWMoney?

臺企銀證券「e點成金」 ships an update every 5 months, and CWMoney every 5 weeks. Most recently, 臺企銀證券「e點成金」 was updated on September 18, 2026 and CWMoney on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*