# 臺企銀證券「e點成金」 vs SmileBudget

The clearest difference is review sentiment: SmileBudget at 96% against 臺企銀證券「e點成金」's 12%. SmileBudget also leads on rating (5.0 vs 3.0) and update cadence (every 3 days vs every 5 months). 臺企銀證券「e點成金」's advantage is in-app purchases (none vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. SmileBudget sells 2 one-off in-app purchases. 臺企銀證券「e點成金」 asks for nothing beyond the download.

SmileBudget holds the better App Store score, 5.0 against 3.0. That said, the two scores are not equally well evidenced: SmileBudget has 9 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 12% of 臺企銀證券「e點成金」's written reviews are positive against 96% of SmileBudget's.

臺企銀證券「e點成金」 ships an update every 5 months, SmileBudget every 3 days. The most recent releases landed on September 18, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | 臺企銀證券「e點成金」 | SmileBudget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (1 ratings)](https://appshunter.io/ios/app/e/id380427048/reviews) | **[5.0 (9 ratings)](https://appshunter.io/ios/app/smilebudget-spending-tracker/id6447756224/reviews)** |
| Number of ratings | 1 | **9** |
| Positive reviews | 12.0% of reviews | **95.6% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 69 MB | 125 MB |
| Requires iOS | **15.5** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [TAIWAN BUSINESS BANK Co., Ltd.](https://appshunter.io/developer/591352234) | [Koniio Co., Ltd.](https://appshunter.io/developer/779303271) |

## What reviewers say

### 臺企銀證券「e點成金」

[App page](https://appshunter.io/ios/app/e/id380427048)

This app provides real-time stock quotes, financial news, and trading capabilities for Taiwan Business Bank Securities clients. It offers a user-friendly interface for placing orders, checking account balances, and analyzing market data with technical indicators.

**Highlights:** Real-time stock, futures, and options quotes, Financial news and market analysis, Personalized watchlists, Intuitive trading interface, Account balance and order status inquiries, Technical charting with indicators

**In-app purchases:** none


### SmileBudget

[App page](https://appshunter.io/ios/app/smilebudget-spending-tracker/id6447756224)

A minimalist app for tracking expenses and managing finances with ease. It offers quick entry, detailed analysis, and customizable categories to help users understand their spending habits and gain financial control.

**Highlights:** Quick expense entry, Weekly/monthly/yearly expense analysis, Multi-account management, Customizable spending categories, Privacy protection with app lock, Export transactions to CSV, Cross-device synchronization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual | $9.99 | one-time |
| Lifetime | $14.99 | one-time |


## Frequently asked questions

### Is 臺企銀證券「e點成金」 free?

臺企銀證券「e點成金」 is free to download, with no in-app purchases.

### Is SmileBudget free?

SmileBudget is free to download, with in-app purchases available.

### Which has better reviews, 臺企銀證券「e點成金」 or SmileBudget?

SmileBudget is rated higher. 臺企銀證券「e點成金」 averages 3.0 out of 5 from 1 ratings, while SmileBudget averages 5.0 from 9 ratings.

### Do 臺企銀證券「e點成金」 or SmileBudget have ads?

Neither 臺企銀證券「e點成金」 nor SmileBudget shows ads.

### Which is updated more often, 臺企銀證券「e點成金」 or SmileBudget?

臺企銀證券「e點成金」 ships an update every 5 months, and SmileBudget every 3 days. Most recently, 臺企銀證券「e點成金」 was updated on September 18, 2026 and SmileBudget on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*