# Sbanken vs Spendwise

The clearest difference is rating: Spendwise at 4.8 against Sbanken's 3.8. Sbanken's advantage is monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Spendwise holds the better App Store score, 4.8 against 3.8. Both are backed by a comparable volume of ratings — 89 and 30 respectively.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Sbanken | Spendwise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (89 ratings)](https://appshunter.io/ios/app/sbanken/id380663360/reviews) | **[4.8 (30 ratings)](https://appshunter.io/ios/app/spendwise/id1441419364/reviews)** |
| Number of ratings | **89** | 30 |
| Positive reviews | 12.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | **Free** | Ad-supported |
| Size | 113 MB | 76 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [DNB ASA](https://appshunter.io/developer/390631217) | [SEB Kort Bank AB](https://appshunter.io/developer/1145360306) |

## What reviewers say

### Sbanken

[App page](https://appshunter.io/ios/app/sbanken/id380663360)

Manage your finances digitally with this banking app. Pay bills, check balances, manage budgets, and invest in funds or shares. Enjoy features like a currency calculator and dark mode for a personalized banking experience.

**Highlights:** Digital banking management, Bill payment, Balance checking, Budget creation and tracking, Fund and share investing, Currency calculator, Dark mode

**Features:** Siri integration, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Spendwise

[App page](https://appshunter.io/ios/app/spendwise/id1441419364)

Manage your credit card accounts, view transactions, and track loan details. Receive important notifications about purchases and spending limits. Easily access your PIN, block lost cards, and explore payment options for larger purchases.

**Highlights:** View credit card balances and transactions, Track personal loan details, Receive spending limit notifications, Manage PIN codes, Block and order new cards, Utilize part payment options

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Sbanken free?

Sbanken is free to download, with no in-app purchases.

### Is Spendwise free?

Spendwise is free to download, with no in-app purchases.

### Which has better reviews, Sbanken or Spendwise?

Spendwise is rated higher. Sbanken averages 3.8 out of 5 from 89 ratings, while Spendwise averages 4.8 from 30 ratings.

### Do Sbanken or Spendwise have ads?

Neither Sbanken nor Spendwise shows ads.

### Which is updated more often, Sbanken or Spendwise?

Sbanken ships an update fortnightly, and Spendwise fortnightly. Most recently, Sbanken was updated on November 1, 2026 and Spendwise on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*