# BEA Mobile 東亞手機銀行 vs Shacom Pay

The clearest difference is rating: BEA Mobile 東亞手機銀行 at 4.7 against Shacom Pay's 1.0. BEA Mobile 東亞手機銀行 also leads on ratings volume (456 vs 2). Shacom Pay's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BEA Mobile 東亞手機銀行 holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: BEA Mobile 東亞手機銀行 has 456 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 29% of BEA Mobile 東亞手機銀行's written reviews are positive against 28% of Shacom Pay's.

BEA Mobile 東亞手機銀行 ships an update monthly, Shacom Pay every 2 months. The most recent releases landed on October 23, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | BEA Mobile 東亞手機銀行 | Shacom Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (456 ratings)](https://appshunter.io/ios/app/bea-mobile/id381215704/reviews)** | [1.0 (2 ratings)](https://appshunter.io/ios/app/shacom-pay/id1435293225/reviews) |
| Number of ratings | **456** | 2 |
| Positive reviews | **29.5% of reviews** | 27.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 175 MB | 94 MB |
| Requires iOS | 15.1 | **14.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Bank of East Asia, Limited](https://appshunter.io/developer/381215707) | [Shanghai Commercial Bank](https://appshunter.io/developer/430305247) |

## What reviewers say

### BEA Mobile 東亞手機銀行

[App page](https://appshunter.io/ios/app/bea-mobile/id381215704)

Manage your finances conveniently with this app. It allows you to browse insurance, pay bills, open time deposits, manage credit cards, and apply for loans. You can also update personal information and security settings.

**Highlights:** Insurance summary and purchase, Bill payments, Time deposit management, Credit card services, Loan applications, Limit and password updates

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and helpful
- 🚀 Quite fast
- ✨ Improved design
- 🖼️ UI looks fantastic
- 🚀 Runs smoothly

**What reviewers complain about**

- 🐛 Frequent screen whitening
- 🐛 App won't open
- 🐛 Missing IPO application function
- 🐛 No facial recognition
- 🐛 Fail in downloading app

**Reported bugs**

- Screen turning white during content loading
- App keeps showing system is under maintenance
- App fails to download
- Mortgage part unable to open
- Credit card data read failure

**Requested features**

- Make IPO application function available
- Improve user-friendliness and mobile-centricity
- Add facial recognition login
- Improve mortgage section loading
- Allow viewing credit card data


### Shacom Pay

[App page](https://appshunter.io/ios/app/shacom-pay/id1435293225)

This app simplifies electronic payments with instant, free local transfers and the ability to send funds using just a mobile number or email. It supports QR code payments and requests, as well as international remittances. Security is enhanced with biometric authentication.

**Highlights:** Instant local inter-bank transfers, Fund transfer via mobile number or email, QR code payments and requests, HKD and RMB support, Electronic Direct Debit Authorisation, Overseas remittances, Biometric authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BEA Mobile 東亞手機銀行 free?

BEA Mobile 東亞手機銀行 is free to download, with no in-app purchases.

### Is Shacom Pay free?

Shacom Pay is free to download, with no in-app purchases.

### Which has better reviews, BEA Mobile 東亞手機銀行 or Shacom Pay?

BEA Mobile 東亞手機銀行 is rated higher. BEA Mobile 東亞手機銀行 averages 4.7 out of 5 from 456 ratings, while Shacom Pay averages 1.0 from 2 ratings.

### Do BEA Mobile 東亞手機銀行 or Shacom Pay have ads?

Neither BEA Mobile 東亞手機銀行 nor Shacom Pay shows ads.

### Which is updated more often, BEA Mobile 東亞手機銀行 or Shacom Pay?

BEA Mobile 東亞手機銀行 ships an update monthly, and Shacom Pay every 2 months. Most recently, BEA Mobile 東亞手機銀行 was updated on October 23, 2026 and Shacom Pay on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*