# BEA Mobile 東亞手機銀行 vs LazyDeposit

The clearest difference is review sentiment: LazyDeposit at 100% against BEA Mobile 東亞手機銀行's 29%. LazyDeposit also leads on monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.7). BEA Mobile 東亞手機銀行's advantage is ratings volume (456 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LazyDeposit holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: BEA Mobile 東亞手機銀行 has 456 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 29% of BEA Mobile 東亞手機銀行's written reviews are positive against 100% of LazyDeposit's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | BEA Mobile 東亞手機銀行 | LazyDeposit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (456 ratings)](https://appshunter.io/ios/app/bea-mobile/id381215704/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/lazydeposit/id6520394147/reviews)** |
| Number of ratings | **456** | 3 |
| Positive reviews | 29.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 175 MB | 39 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Bank of East Asia, Limited](https://appshunter.io/developer/381215707) | [Fortune Plus Fintech Limited](https://appshunter.io/developer/1755213980) |

## What reviewers say

### BEA Mobile 東亞手機銀行

[App page](https://appshunter.io/ios/app/bea-mobile/id381215704)

Manage your finances conveniently with this app. It allows you to browse insurance, pay bills, open time deposits, manage credit cards, and apply for loans. You can also update personal information and security settings.

**Highlights:** Insurance summary and purchase, Bill payments, Time deposit management, Credit card services, Loan applications, Limit and password updates

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and helpful
- 🚀 Quite fast
- ✨ Improved design
- 🖼️ UI looks fantastic
- 🚀 Runs smoothly

**What reviewers complain about**

- 🐛 Frequent screen whitening
- 🐛 App won't open
- 🐛 Missing IPO application function
- 🐛 No facial recognition
- 🐛 Fail in downloading app

**Reported bugs**

- Screen turning white during content loading
- App keeps showing system is under maintenance
- App fails to download
- Mortgage part unable to open
- Credit card data read failure

**Requested features**

- Make IPO application function available
- Improve user-friendliness and mobile-centricity
- Add facial recognition login
- Improve mortgage section loading
- Allow viewing credit card data


### LazyDeposit

[App page](https://appshunter.io/ios/app/lazydeposit/id6520394147)

This app simplifies saving money by leveraging AI to help users find high-interest deposit opportunities. It offers a streamlined approach to managing finances and maximizing returns with ease.

**Highlights:** AI-driven interest rate exploration, High-yield deposit combination calculation, Simplified savings solutions, Easy access to high-interest opportunities, Financial technology innovation

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BEA Mobile 東亞手機銀行 free?

BEA Mobile 東亞手機銀行 is free to download, with no in-app purchases.

### Is LazyDeposit free?

LazyDeposit is free to download, with no in-app purchases.

### Which has better reviews, BEA Mobile 東亞手機銀行 or LazyDeposit?

LazyDeposit is rated higher. BEA Mobile 東亞手機銀行 averages 4.7 out of 5 from 456 ratings, while LazyDeposit averages 5.0 from 3 ratings.

### Do BEA Mobile 東亞手機銀行 or LazyDeposit have ads?

Neither BEA Mobile 東亞手機銀行 nor LazyDeposit shows ads.

### Which is updated more often, BEA Mobile 東亞手機銀行 or LazyDeposit?

BEA Mobile 東亞手機銀行 ships an update monthly, and LazyDeposit monthly. Most recently, BEA Mobile 東亞手機銀行 was updated on October 23, 2026 and LazyDeposit on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*