# DBS Card+ HK vs BOCI

The clearest difference is review sentiment: DBS Card+ HK at 56% against BOCI's 10%. BOCI's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.8). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DBS Card+ HK ships an update every 6 weeks, BOCI every 2 months. Both last shipped on November 1, 2026.

## The numbers

| Metric | DBS Card+ HK | BOCI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (279 ratings)](https://appshunter.io/ios/app/dbs-card-plus-hk/id382581448/reviews)** | — |
| Number of ratings | **279** | — |
| Positive reviews | **55.6% of reviews** | 10.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 246 MB | 1 MB |
| Requires iOS | 15.8 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DBS Bank (Hong Kong) Limited](https://appshunter.io/developer/387696614) | [中銀國際英國保誠信託有限公司](https://appshunter.io/developer/418105238) |

## What reviewers say

### DBS Card+ HK

[App page](https://appshunter.io/ios/app/dbs-card-plus-hk/id382581448)

Manage your credit cards and apply for personal loans with this app. It offers quick navigation, instant credit card applications, bill payments, money transfers, and flexible purchase splitting. Enjoy exclusive rewards and manage your spending limits easily.

**Highlights:** Instant credit card applications, Scan & Pay for bills and transfers, Split purchases with Flexi Shopping, Exclusive rewards and offers, Manage credit and spending limits, Instant card replacement

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### BOCI

[App page](https://appshunter.io/ios/app/boci-prudential-mpf/id418105235)

Manage your MPF account with real-time fund prices and transaction history. Access value-added services like fund comparison, rate of return worksheets, and e-statements for informed financial planning.

**Highlights:** Account enquiry (balance, contribution history, transactions), Real-time fund prices, Fund price comparison, Rate of return worksheet, e-statement access, SMS alert for fund prices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DBS Card+ HK free?

DBS Card+ HK is free to download, with no in-app purchases.

### Is BOCI free?

BOCI is free to download, with no in-app purchases.

### Do DBS Card+ HK or BOCI have ads?

Neither DBS Card+ HK nor BOCI shows ads.

### Which is updated more often, DBS Card+ HK or BOCI?

DBS Card+ HK ships an update every 6 weeks, and BOCI every 2 months. Most recently, DBS Card+ HK was updated on November 1, 2026 and BOCI on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*