# Skyla Mobile vs CTFCU Mobile Banking

Skyla Mobile and CTFCU Mobile Banking both sit at 4.8 stars, but that hides the real split: 74% of CTFCU Mobile Banking's written reviews are positive against 31% of Skyla Mobile's. Skyla Mobile's advantage is monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Skyla Mobile against 4.9 for CTFCU Mobile Banking. Both are backed by a comparable volume of ratings — 2.2K and 5.1K respectively. Written reviews are what separate them: 31% of Skyla Mobile's written reviews are positive against 74% of CTFCU Mobile Banking's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 20, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Skyla Mobile | CTFCU Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (2.2K ratings)](https://appshunter.io/ios/app/skyla-mobile/id386377186/reviews) | **[4.9 (5.1K ratings)](https://appshunter.io/ios/app/ctfcu-mobile-banking/id565962183/reviews)** |
| Number of ratings | 2.2K | **5.1K** |
| Positive reviews | 31.0% of reviews | **74.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 126 MB | 180 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Skyla Federal Credit Union](https://appshunter.io/developer/386377189) | [Carolinas Telco Federal Credit Union](https://appshunter.io/developer/565962186) |

## What reviewers say

### Skyla Mobile

[App page](https://appshunter.io/ios/app/skyla-mobile/id386377186)

Manage your finances conveniently from your mobile device. View account activity, transfer funds, deposit checks, pay bills, and control your cards. Securely message support and apply for loans on the go.

**Highlights:** View account activity, Analyze spending, Transfer funds, Deposit checks, Pay bills, Control cards, Apply for loans

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Comprehensive features
- 💡 Budgeting tools
- 🚀 Quick mobile deposits
- 👍 Seamless account management

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Login issues and account lockouts
- 🐛 Unreliable mobile deposit
- 🐛 Calendar/date selection bugs
- 🐛 Inconsistent app performance

**Reported bugs**

- App not loading or freezing
- Blank screens and unexpected errors
- Inability to change phone number
- Disappearing mobile deposit feature
- Calendar/date picker issues

**Requested features**

- Restore landscape mode on iPad
- Add external account transfer functionality
- Implement Zelle integration
- Improve Zelle payment reliability
- Provide a built-in calculator


### CTFCU Mobile Banking

[App page](https://appshunter.io/ios/app/ctfcu-mobile-banking/id565962183)

Manage your personal finances with this secure and fast banking app. Open accounts, apply for loans, check balances, transfer funds, pay bills, and control your cards. Locate branches and ATMs, and easily contact customer service.

**Highlights:** Open accounts, Apply for loans, Check balances, Transfer funds, Pay bills, Manage cards, Locate branches/ATMs

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 💡 Ability to check balances and pay bills
- 👍 Easy to use app
- 👍 Reliable and secure
- 👍 Great for older users

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🐛 Slow to load and unresponsive
- 🐛 Issues with mobile check deposit
- 🔒 Inconvenient login process

**Reported bugs**

- App not compatible with newer devices
- Inability to switch between multiple accounts on iPhone
- Inconsistent credit card information display

**Requested features**

- Add Zelle transfer capability
- Improve app performance and stability
- Implement Face ID/Touch ID login
- Provide real-time transfers and bill pay
- Offer a dark mode option


## Frequently asked questions

### Is Skyla Mobile free?

Skyla Mobile is free to download, with no in-app purchases.

### Is CTFCU Mobile Banking free?

CTFCU Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Skyla Mobile or CTFCU Mobile Banking?

CTFCU Mobile Banking is rated higher. Skyla Mobile averages 4.8 out of 5 from 2.2K ratings, while CTFCU Mobile Banking averages 4.9 from 5.1K ratings.

### Do Skyla Mobile or CTFCU Mobile Banking have ads?

Neither Skyla Mobile nor CTFCU Mobile Banking shows ads.

### Which is updated more often, Skyla Mobile or CTFCU Mobile Banking?

Skyla Mobile ships an update monthly, and CTFCU Mobile Banking monthly. Most recently, Skyla Mobile was updated on October 20, 2026 and CTFCU Mobile Banking on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*