# iQIF vs Ace Budget 3

iQIF and Ace Budget 3 both sit at 4.2 stars, but that hides the real split: 83% of iQIF's written reviews are positive against 51% of Ace Budget 3's. iQIF also leads on iOS requirement (17.0 vs 26.0). Ace Budget 3's advantage is update cadence (every 2 weeks vs every 2 months) and ratings volume (338 vs 29). On price, rating, ads and in-app purchases there is nothing between them.

iQIF costs $1.99 and Ace Budget 3 $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.2 for iQIF against 4.4 for Ace Budget 3. That said, the two scores are not equally well evidenced: Ace Budget 3 has 338 ratings behind it against 29, so its average is the more settled of the two. Written reviews are what separate them: 83% of iQIF's written reviews are positive against 51% of Ace Budget 3's.

iQIF ships an update every 2 months, Ace Budget 3 every 2 weeks. The most recent releases landed on November 10, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | iQIF | Ace Budget 3 |
| --- | --- | --- |
| Price | $1.99 | $1.99 |
| Rating | [4.2 (29 ratings)](https://appshunter.io/ios/app/iqif/id386493543/reviews) | **[4.4 (338 ratings)](https://appshunter.io/ios/app/ace-budget-3/id937339797/reviews)** |
| Number of ratings | 29 | **338** |
| Positive reviews | **82.9% of reviews** | 51.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Paid | **Free with in-app purchases** |
| Best chart rank | #151 | **#128** |
| Size | 26 MB | 14 MB |
| Requires iOS | **17.0** | 26.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Eric Schramm](https://appshunter.io/developer/386493546) | [SVT Software](https://appshunter.io/developer/286029963) |

## What reviewers say

### iQIF

[App page](https://appshunter.io/ios/app/iqif/id386493543)

**Currently charting:** #151 Top Paid · Finance (US App Store)

Easily create financial transactions on your mobile device and export them as QIF files for import into desktop finance applications like Quicken or GnuCash. This app focuses on mobile transaction entry, not full desktop syncing.

**Highlights:** Create transactions on iOS, Export transactions as QIF files, Import XML export of accounts, Compatible with Quicken and GnuCash, Mobile transaction entry interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and well-designed
- 🚀 Efficient transaction entry on the go
- 🔄 Seamless import into Quicken/GnuCash
- 💡 Fills an important niche for mobile finance tracking
- 📧 Convenient export via email

**What reviewers complain about**

- 🐛 Issues with importing/exporting data
- 🐛 Problems with specific Quicken/GnuCash versions
- 🐛 Date picker issues
- 🐛 Account selection not always responsive
- 🐛 Category selection issues

**Reported bugs**

- Blank screen when choosing .gnucash import option
- No import of categories via iTunes (outdated feature)
- Memorized transactions changing Account of new transaction
- Split transactions handled awkwardly due to old memorized transactions
- Email export can be slow

**Requested features**

- Sync across multiple devices (iCloud)
- Add a starting balance to accounts
- Copying transactions
- Better editing functions (deleting entries)
- Ability to input date via keyboard


### Ace Budget 3

[App page](https://appshunter.io/ios/app/ace-budget-3/id937339797)

**Currently charting:** #128 Top Paid · Finance (US App Store)

Easily track your spending and manage your finances with this intuitive personal finance app. Create custom budgets, schedule recurring transactions, and view insightful reports. Securely access your data with biometric authentication and sync across devices.

**Highlights:** Biometric authentication (Face ID/Touch ID), iCloud data synchronization, Customizable budget cycles, Recurring transaction scheduling, Photo receipt capture, Charts and reports, Data export (CSV/HTML)

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and simple to use
- 👍 Straightforward budgeting tool
- 💯 Effective for tracking expenses
- 📊 Helpful monthly charts and data

**What reviewers complain about**

- 🐛 Crashes and glitches with recent iOS updates
- ⚠️ Inability to edit past months' data
- 🔄 Inconsistent monthly budget cycle
- 🔗 Lack of sync with Accounts 3 app

**Reported bugs**

- iCloud sync issues causing data loss
- Recurring transactions not working properly
- Budget categories overlapping with UI elements

**Requested features**

- Ability to manually adjust budget cycle dates
- Option to view/edit past months' data
- Sync with Accounts 3 app
- Multi-user support for shared budgets
- More customization options (colors, graphs, etc.)


## Frequently asked questions

### Is iQIF free?

iQIF costs $1.99, with no in-app purchases.

### Is Ace Budget 3 free?

Ace Budget 3 costs $1.99, with no in-app purchases.

### Which has better reviews, iQIF or Ace Budget 3?

Ace Budget 3 is rated higher. iQIF averages 4.2 out of 5 from 29 ratings, while Ace Budget 3 averages 4.4 from 338 ratings.

### Do iQIF or Ace Budget 3 have ads?

Neither iQIF nor Ace Budget 3 shows ads.

### Which is updated more often, iQIF or Ace Budget 3?

iQIF ships an update every 2 months, and Ace Budget 3 every 2 weeks. Most recently, iQIF was updated on November 10, 2026 and Ace Budget 3 on November 11, 2026.

### Which is more popular, iQIF or Ace Budget 3?

iQIF currently peaks at #151 in the App Store charts, and Ace Budget 3 at #128. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*