# Desjardins mobile services vs SendRate

The clearest difference is review sentiment: SendRate at 60% against Desjardins mobile services's 40%. SendRate also leads on iOS requirement (13.0 vs 16.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Desjardins mobile services ships an update every 3 weeks, SendRate every 2 weeks. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Desjardins mobile services | SendRate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (806 ratings)](https://appshunter.io/ios/app/desjardins-mobile-services/id386636953/reviews)** | — |
| Number of ratings | **806** | — |
| Positive reviews | 40.3% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 130 MB | 94 MB |
| Requires iOS | 16.4 | **13.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Desjardins](https://appshunter.io/developer/386636956) | [Taux d'envoi Inc](https://appshunter.io/developer/1689044550) |

## What reviewers say

### Desjardins mobile services

[App page](https://appshunter.io/ios/app/desjardins-mobile-services/id386636953)

Manage your finances securely and conveniently with this mobile banking app. Perform everyday transactions, deposit checks, transfer funds, and manage loans and credit cards. Features a virtual assistant for financial insights and budgeting tools.

**Highlights:** Make everyday transactions, Deposit cheques remotely, Transfer money between accounts, Manage cards, loans, and credit lines, Temporarily lock lost cards, Virtual assistant for financial insights, Budgeting and goal tracking

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient
- 🔒 Secure
- 👍 User-friendly
- 👍 Excellent app
- 👍 Smooth

**What reviewers complain about**

- 🐛 Bugs
- 🐛 Crashes
- 🐛 Slow performance
- 🐛 Unreliable
- 🐛 Frequent updates/changes

**Reported bugs**

- Check deposit not working
- Interac transfers not working
- Login issues
- Frequent crashes
- Blank screens

**Requested features**

- Dark mode
- Ability to add notes to transactions
- Notifications for transactions
- Ability to customize home screen
- Improved budget management


### SendRate

[App page](https://appshunter.io/ios/app/sendrate/id6474293235)

This app facilitates international money transfers, adhering to Canadian financial regulations. It allows users to send funds globally while ensuring compliance with revenue and financial transaction monitoring authorities.

**Highlights:** International money transfers, Canadian financial compliance, Secure remittances, Global fund sending

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Desjardins mobile services free?

Desjardins mobile services is free to download, with no in-app purchases.

### Is SendRate free?

SendRate is free to download, with no in-app purchases.

### Do Desjardins mobile services or SendRate have ads?

Neither Desjardins mobile services nor SendRate shows ads.

### Which is updated more often, Desjardins mobile services or SendRate?

Desjardins mobile services ships an update every 3 weeks, and SendRate every 2 weeks. Most recently, Desjardins mobile services was updated on October 29, 2026 and SendRate on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*